AI-Native Engineer Team Lead
Payoneer · Gurgaon, India · 17d ago
About Payoneer
Founded in 2005, Payoneer is the global financial platform that removes friction from doing business across borders, with a mission to connect the world’s underserved businesses to a rising global economy. We’re a community with over 2,500 colleagues all over the world, working to serve customers, and partners in over 190 countries and territories.
By taking the complexity out of the financial workflows–including everything from global payments and compliance to multi-currency and workforce management, to providing working capital and business intelligence–we give businesses the tools they need to work efficiently worldwide and grow with confidence.
What's different about this role
No hand-offs. No tickets. No "here's the spec, go build it."
You own the problem — from understanding why it exists, through architecture and implementation, to production monitoring. You're part of a small AI Pod, you work directly with the business, and you ship. The code you write on Monday can be in production by Thursday.
This is a new way of working at Payoneer. We're not filling a seat in an existing process — we're building the methodology as we go. We want someone who's energized by that, not unsettled by it.
Payoneer enables businesses of all sizes to pay and get paid globally — 25M+ customers, 190+ countries, tens of billions of dollars moving through our platform every year. Behind every transaction is a freelancer in Lagos, an SMB in Warsaw, a marketplace in Seoul. When the system works, their business works.
We're a listed fintech company (NASDAQ: PAYO) with our core engineering hub. We're actively building AI into how we develop — not as a layer on top of the old way, but as a fundamental rethink.
What you'll do
The DNA we're looking for
Curious.You explore new models and tools before anyone tells you to. You want to understand how things actually work, not just that they work.
Innovative.You don't wait for best practices to exist — you run the experiment and help create them. You iterate fast, share what you learn, and push the boundaries of what's possible.
Thinks in workflows, not endpoints.You naturally decompose problems into agentic loops, skills, and orchestrated flows. CRUD with an LLM bolted on isn't a system — you know the difference.
You feel the weight of production.When you're designing, you're already thinking about 2am incidents, runaway inference costs, and edge cases that only surface when real money is moving. That instinct — to stress-test your own assumptions before shipping — is just how you think.
Full-stack owner.You're comfortable touching the prompt, the RAG pipeline, the orchestrator, and the backend. You move up and down the stack to get the job done.
Builder's itch.When you see a repetitive task, or a problem the team has just accepted as "too hard to fix," you can't leave it alone. You go home thinking about it. You come back with a working prototype. Watching people do manually what a system could do makes you uncomfortable — in a productive way.
Grounded confidence.You trust your abilities. You don't need sign-off before every decision. You move forward with incomplete information, make a call, and own it. And when you're wrong, you update and move on — no drama, no ego. The gap between where you are and where you want to be is what gets you out of bed.
What you bring
We don't require:
Why join
The Payoneer Ways of Working
Act as our customer’s partner on the insideLearning what they need and creating what will help them go further.
Do it. Own it.Being fearlessly accountable in everything we do.
Continuously improve
Always striving for a higher standard than our last.
Build each other upHelping each other grow, as professionals and people.
If this sounds like a business, a community, and a mission you want to be part of, apply today.
We are committed to providing a diverse and inclusive workplace. Payoneer is an equal opportunity employer, and all qualified applicants will receive consideration for employment no matter your race, color, ancestry, religion, sex, sexual orientation, gender identity, national origin, age, disability status, protected veteran status, or any other characteristic protected by law. If you require reasonable accommodation at any stage of the hiring process, please speak to the recruiter managing the role for any adjustments. Decisions about requests for reasonable accommodation are made on a case-by-case basis.