Investment Bank - Loans & Structured Credit, Japan - Associate

Details of the Division and Team:    

Loans & Structured Credit Japan is a part of Global Financing & Credit Trading, Asia that covers a wide range of financing transactions for Japan corporate clients, including private credit and corporate loans, across senior and mezzanine parts of the capital structure.

The successful Candidate should be hard-working, creative, diligent, professional, and be able to work independently as well as part of a dynamic team. We place a high degree of importance on working effectively with, and gaining consensus from, a wide range of internal and external groups, with frequent interaction with key stakeholders across Asia, including Japan, and around the globe. Most importantly, the Candidate should thoroughly enjoy working in an analytical, fast-paced, growth-oriented environment and be comfortable balancing multiple ongoing financing workstreams across a variety of diverse asset classes.

What we will offer you:         

A healthy, engaged and well-supported workforce is better equipped to do their best work and, more importantly, enjoy their lives inside and outside the workplace. That’s why we are committed to providing an environment with your development and wellbeing at its center.

You can expect:

• Corporate Group Insurance – premium borne by company
• Annual health checkup – cost borne by company (once a year; conditions apply)
• Flexible Work Arrangements – various ways to work, to fit employees’ needs
• Child care and elderly care benefits – corporate discount through designated child care & elderly care vendors
• EAP – free and confidential counseling, online work-life resources
• Employee networks – Diversity, volunteering, sports, family care - various activities to participate
• Special leaves entitlement

Your key responsibilities:

The responsibilities include, but are not limited to:

• Undertaking credit analysis for financing transactions in Japan
• Preparing Credit Memo, Financial models and working with CRM team for approval for new transactions
• To coordinate with all infrastructure teams for approvals on new transactions
• To help answer queries from other banks, investors and insurers during syndication process
• To work with our Origination team to generate new transaction leads
• Arrange, underwrite, structure and execute transactions as a key member of the deal team;
• Analyze potential transactions from a credit and risk perspective, including performing full and detailed corporate and asset valuations and conducting a comprehensive, thorough due diligence review;
• Perform sophisticated cashflow modelling and sensitivity analyses, as well as analyzing expected returns and performance metrics;
• Engage in client negotiations and assist the documentation process, including liaising with internal and external legal counsel, clients, and other key external parties;
• Explain the credit to key internal stakeholders, and obtain necessary internal approvals;
• Co-work closely with the institutional and regional sales coverage teams regarding loan syndications and derisking activities; and
• Post-closing, continue to monitor the position’s performance and liaise with loan servicers, agents, and asset managers as required.

Your skills and experience:

• For Associate: Minimum 3 years’ experience in asset-backed valuations and underwriting, corporate valuations, recourse and non-recourse loan structuring and origination and
• For VP: Minimum 6 years’ experience in asset-backed valuations and underwriting, corporate valuations, recourse and non-recourse loan structuring and origination and
• Minimum 3 years experience in the leveraged loan, LBO, and M&A areas;
• Experience working in a similar role in a Japan-based financial institution or fund
• Native Japanese and business-level English;
• Prior working knowledge of accounting, including analysis of financial statements;
• A strong background in identifying, understanding, and underwriting risk;
• Excellent verbal and written communications skills for such key tasks as preparing investment committee memorandums, internal reporting, and client presentations.
• Excellent computer literacy and significant experience using MS Office, particularly Excel;
• Team player with strong mentality and motivation to contribute

How we’ll support you:        

• Flexible working to assist you balance your personal priorities
• Coaching and support from experts in your team
• A culture of continuous learning to aid progression
• A range of flexible benefits that you can tailor to suit your needs
• Training and development to help you excel in your career

About us and our teams:

Deutsche Bank is the leading German bank with strong European roots and a global network. click here to see what we do.

Deutsche Bank & Diversity

We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.

Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group.

We welcome applications from all people and promote a positive, fair and inclusive work environment.