Lead Market Risk Officer - ABS, CMBS, RMBS, CLO Issuance

About this role:

Wells Fargo is seeking a Lead Market Risk Officer for the Structuring and Controls team within the Corporate Market Risk Group (CMRG). This lead role will focus primarily on providing independent risk oversight and transaction execution support for Wells Fargo ABS desks across new issuance securitization transactions, including CMBS, RMBS, CLO, Consumer ABS, and Commercial ABS. 

Learn more about our career areas and business divisions at wellsfargojobs.com.

The Lead Market Risk Officer will serve as a senior on the team, providing independent modeling, offering document review, issue identification, and risk-based challenge across complex securitization structures

In this role, you will:

• Serve as a subject matter expert across asset types, cash flow structures, securitization transaction mechanics, and evolving market trends

• Lead independent capital structure cash flow modeling and offering document reviews, including assessment of collateral characteristics, performance triggers and events, stress scenarios, security cash flows, and risk/return analytics

• Provide review and challenge of offering documents for proper and adequate disclosure of deal terms, structuring provisions, modeling assumptions, priority of payments, and risk/return results

• Exercise independent judgment and professional skepticism to identify, escalate, and resolve potential issues throughout the transaction lifecycle

• Partner with structuring, deal management, legal, compliance, and risk stakeholders to support execution of complex transactions while maintaining appropriate independent risk oversight

Required Qualifications:

• 5+ years of experience in one or a combination of the following: trading, desk analyst, Capital Markets, market risk, interest rate risk or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• Strong knowledge of structed products issuance (ABS, CMBS, RMBS, CLO)

• Master’s degree in finance, Accounting, Economics, Engineering, or related field

• 5+ years of experience in structed products issuance, underwriting, servicing, transaction execution, or independent risk review, with hands-on expertise in ABS modeling and deal management

• Prior experience in accounting firms or rating agencies with direct engagement with ABS professionals and legal teams

• Advanced analytical skills; proficient with Excel VBA and Intex Dealmaker, hands-on experience with other coding languages a plus

• Skilled in interpreting legal documents including offering memorandums, indentures, and private placement memorandums

• Proven ability to lead cross-functional engagement with structuring, deal management, legal, compliance, and risk partners

• Effective multitasker with a track record of meeting deadlines on time-sensitive tasks

• Experience in collateral negotiations, compliance reviews, and risk assessments

• Background in credit underwriting and analysis

• Excellent written and verbal communication skills, with the ability to provide clear senior-level risk analysis, influence stakeholders, and document conclusions with strong attention to detail

Job Expectations:

• Required location listed above. Relocation assistance is not available for this position.

• This position currently offers a hybrid work schedule.

• This position is not eligible for VISA sponsorship.

• This position is subject to FINRA background screening requirements. Candidates must successfully complete and pass a background check prior to hire. In accordance with FINRA rules, individuals who are subject to statutory disqualification are not eligible to be associated with a FINRA-registered broker-dealer. Successful candidates must also meet and comply with ongoing regulatory obligations, which include periodic screening and mandatory reporting of certain incidents.

• Specific compliance policies may apply regarding outside activities or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process

Posting Locations:

·         550 S. Tryon Street - Charlotte, North Carolina

Posting End Date:

*Job posting may come down early due to volume of applicants.

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace.  Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.