ICM Credit Risk Intermediate Analyst – Officer (Real Money Funds)
Citi · Mumbai, India · 1d ago
Institutional Credit Management (ICM) is a critical component of Citi’s First Line of defense for wholesale and counterparty credit risk (CCR) management. ICM works with Independent Risk teams to ensure best-in-class risk and controls, and client responsiveness. Key responsibilities of the group include credit analysis, documentation, risk identification, exposure monitoring and stress testing. ICM coordinates with credit management groups across Markets as well as Banking to ensure full alignment on business and regulatory goals, as well as consistency and best practices.
Within ICM Counterparty Credit Risk (CCR), ICM Funds Underwriting is a global team responsible for measuring, monitoring and controlling counterparty risk for Funds, covering Investment Advisors as Agent, and Pension Funds. We are seeking an experienced professional to perform credit analysis (preparing CAMs) for Real Money Funds clients. This is a First Line of Defense risk management role.
Key Responsibilities:
Assess the credit and financial strength of Citi’s Real Money Funds Clients (for EMEA Funds portfolio) by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors
Complete Credit Analysis Write-up Memos and Final Obligor Risk Ratings of Citi’s Funds Counterparties based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite
Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Underwriting Team Leads, 2LoD Risk Partners and Banking partners
Review and provide recommendation on the risk rating across the Funds sector
Partner with regional and industry stakeholders in Underwriting, 2LoD, and Banking in the implementation of credit assessment and monitoring standards for applicable portfolios
Skills/Competencies:
Demonstratable financial services experience, including 4-6 years of credit experience in Banking, Credit Risk Management or equivalent credit experience
Good knowledge of Wholesale Credit Processes and organizational awareness including ICM functions, covered portfolios/products, and processes
Solid and thorough knowledge of Citi´s systems (preferable)
Experience in preparing clear and concise presentations to senior stakeholders
Demonstrate strong ownership and organizational skills with ability and willingness to work under stringent deadlines, manages time and priorities effectively
Good Microsoft Office (Word, Excel, and PowerPoint) skills
Education:
MBA/CA/CFA or equivalent
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Job Family Group:
Risk Management------------------------------------------------------
Job Family:
Credit Risk------------------------------------------------------
Time Type:
Full time------------------------------------------------------
Most Relevant Skills
Analytical Thinking, Credible Challenge, Financial Analysis, Governance, Policy, Procedure, and Regulation, Risk Management Lifecycle.------------------------------------------------------
Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.------------------------------------------------------
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