Payments and Open Banking Consulting, Director

Meaningful workyou’llbe part of 

As a Digital Payments Consulting, Director,you’llwork as part of a team of problem solvers, helping to solve business issues, deliver high quality client service and operational efficiency. Responsibilities include but are not limited to:

Experiences and skillsyou’lluse to solve

Core Consulting & Leadership

• Significant experiencein a leading management consulting environment, with strong financial services domain credibility.

• Proven ability tooperatein ambiguous, high-stakes environments and influence senior executivesand drive alignment across diverse groups.

• Demonstrated success building, leading, and developing high-performing, inclusive consulting teamsand future leaders.

• Self-motivated; passionate about high-quality delivery, collaboration, and continuous learning.

• Exceptional written, verbal, and interpersonal communication skills.

Payments Strategy, Transformation & Execution

• Lead client engagements across emergingpaymentsinitiatives from concept through scaled implementation (e.g., real-time payments, open banking/open finance, digital wallets, embedded payments, digital identity/consent, tokenized money use cases).

• Experience advising on large-scale transformation programs with material financial, regulatory, and operational impact, includingbenefits ofrealization and value tracking.

• Help clients develop business cases and decision frameworks for new payments capabilities, balancing speed-to-market with regulatory, risk, and operational considerations. 

• Advise onpayments ofeconomics (pricing frameworks, interchange and scheme fees, FX spreads, liquidity considerations, partner economics) with a focus on sustainable margin improvement and value realization.

Payments Domain Knowledge (Rails, Schemes, Regulation, Landscape)

• Deep understanding of domestic and cross-border payments infrastructures, schemes, and networks (e.g.,Interac,real-time rail, SWIFT, ISO 20022) and how these translate into strategy and operating models. 

• Practical knowledge across payments rails, platforms, and transaction lifecycles,includingMoneymovement infrastructure for high-value, low-value, and instant payments; Payments Canada market infrastructure (ACSS, Lynx, RTR, USBE).Global clearing/market infrastructures and correspondent banking structures (e.g., Fed, CHIPS,CHAPS, TARGET2, Faster Payments, SWIFT; NOS/VOS accounts).Transaction lifecycles for payment products (e.g., credit cards, wires, cheques, AFT).

• Guide clients through evolving Canadian and global payments regulation (e.g., Open Banking/Open Finance, RPAA, Payments Modernization initiatives, cross-border regulatory regimes). 

• Knowledge of Canadian payments landscape trends (e.g., modernization roadmap such as RTR and ISO 20022; digital currenciesincluding cryptocurrency/CBDC). 

• Working knowledge of Open Banking requirements in Canada, comparative understanding across globaljurisdictions, and enabling technology requirements. 

• Strong perspective on innovation trends (e.g., tokenization, stablecoins, digital currencies, embedded finance) and practical implications for banks and regulated financial institutions.

• Bachelor’s degree (or equivalent) in Business,Economics,Finance, Engineering, Computer Science, orrelatedfield (Required).Master’s degree or other form of continued education (Asset)

• Multilingualwould be considered anAsset

• PwC Canadaiscommitted to cultivating an inclusive, hybrid work environment. Exact expectations for your team can be discussed with your interviewer

This position ensures continuity and upholds our standards of excellence following the departure of a valued team member.

The salary range for this position is $191,200 - $241,200. The posted salary rangerepresentsthe expected hiring range for PwC locations in major city centres. Given our national recruiting approach, ranges may vary for positions in other locations. At PwC Canada, base salary isdeterminedby your skills, experience,qualificationsand work location. In addition to base salary, eligible employees may have opportunities toparticipatein variable incentive pay programs which are designed to reward individual and firm-wide achievements. We are committed to offering competitive compensation and adhere to all relevant pay transparency legislation. During the hiring process, our Talent Acquisition team will provide details about our comprehensive total rewards package.

Whyyou’lllove PwC

We’reinspiring and empowering our people to change the world. Powered by the latest technology,you’llbe a part of diverse teams helping public and private clients build trust and deliver sustained outcomes. This meaningful work, and our continuous development environment, will take your career to the next level. We reward your impact, and support your wellbeing, through a competitive compensation package, inclusive benefits and flexibility programs that will help you thrive in work and life. Learn more about our Application Process and Total Rewards Package at:https://jobs-ca.pwc.com/ca/en/life-at-pwc

PwC Canada acknowledges that we work and live across Turtle Island, on the land that is now known as Canada, which are the lands of the ancestral, treaty and unceded territories of the First Nations,Métisand Inuit Peoples. We recognize the systemic racism,colonialismand oppression that Indigenous Peoples have experienced and still go through, and we commit to allyship and solidarity.