Junior/Senior Credit Risk Analyst
PwC · Prague, Czechia · 16d ago
Job Description & Summary
About the Risk Management Team
Our Financial Risk Management team helps our clients in the areas of credit, operational and market risks. We help our clients with the risk methodologies, risk processes, underwriting, understanding regulatory practices, ESG and development of risk tools, models and data management and reporting. The team is composed of skilled professionals with economics, banking and mathematical backgrounds and diverse experience. Our clients include mid-sized and large financial institutions and banks across the globe (ranging from the USA to Mongolia); you will thus be able to truly broaden your horizons.
Job description & summary
In the role of junior consultant, you will learn as you go, helping us during the preparation of proposals to our prospective clients, designing solutions and approaches as well as working on actual engagements. Focus will be on work with data and risk regulation (CRR, CRD).
In the role of senior consultant, you will be, in tandem with a manager, responsible for job deliveries on credit risk related jobs. You will help our junior colleagues, design solutions, apply regulation and come up with novel approaches to risk management in wide area of credit risk related topics based on the client needs. Your responsibility will be to actively engage in client discussions and be able to get quickly oriented in new areas and be able to see the problems from eyes of our clients.
You will be able to travel and visit new places and cultures, but not be forced to
You will work on diverse projects where we support our clients mainly in the areas of Risk regulation (Basel IV, CRR III/CRD 6), Loan monitoring approvals (Corporate, SME and Retail), ESG, Risk Culture, Risk appetite frameworks, Capital management (Optimization, Stress-testing, Internal capital adequacy processes, capital allocation), Risk based pricing, Recovery & Resolution (BRRD), Data management (Quality and consistency reviews), Asset quality reviews (AQRs), and Operational risk and Liquidity risk.
You will work alongside and with our senior staff and be able to learn from the best on the market, but will have large space for individual work.
What matters to us
Educational background in banking, mathematics, econometrics or statistics
For Junior: From a fresh graduate to up to 3 years of experience with financial risk management (in one or more topics above)
For Senior: At least 4 years of experience with credit risk financial risk management (in two or more topics above)
Data forms the backbone of Risk management. You should be comfortable working with data and prepare them for your analyses to help you get insights into problems and to find supportive arguments for your views. We appreciate knowledge of at least one common language for statistical computations (VBA, SQL, R, SAS, Python, Julia...), but it is not a must (although you must be willing to learn basis of at least one of such languages fast on the go)
Ability to actively and independently search for and propose solutions to risk management problems and make and formulate independent judgement on problems
You feel comfortable standing along us in front of clients
High sense of accountability, ownership and responsibility for your outputs and your work
Comfortable using English as a main working language (German language knowledge would be a great benefit to our team; Czech language is an advantage but not required)
Why you’ll enjoy working here
Professional growth that matches your ambitions and pace. Gain in months the kind of experience that can take years to build elsewhere.
Fair pay with no gaps. We are among the few companies in the Czech Republic certified for Equal Pay.
A flexible benefits programmewith 30,000 points (for senior 45,000 p.) to spend on what matters most to you.
30 days of paid time off, including three well-being days and two additional days off at the end of the year.
An opportunity to give back to the community with one paid volunteering day every year.
The chance to work from one of PwC’s international offices (available from the Senior Associate level).
We support your learning and development journey: We offer training in business skills (such as presentation and communication skills, assertiveness, and giving feedback) as well as digital skills (including Alteryx, Power BI, and AI). We also cover the cost of professional certifications, such as CFA.
A buddy programme, regular feedback, and access to a coach who can support your professional development and career path.
Extensive well-being support and initiatives promoting a healthy lifestyle, from Dr. Digital and Human Dynamic programmes to workplace yoga and running events.
An ultrabook and an iPhone with unlimited data.
At PwC, we help clients solve today’s and tomorrow’s challenges across audit, consulting, tax, legal, technology, and data. We create an environment where people can learn, grow, and build a career in their own way. We believe the best results come from diverse experiences and perspectives. That’s why we foster an inclusive culture where everyone can be themselves, build on their strengths, and contribute to work that makes a real impact.
Interested in joining us? We’d love to hear from you and tell you more about this opportunity.
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