WHOLESALE RISK SENIOR MANAGER I

¿Te entusiasma hacer crecer tu carrera?
 

BBVA es una compañía global con más de 160 años de historia que opera en más de 25 países donde damos servicio a más de 80 millones de clientes. Somos más de 121.000 profesionales trabajando en equipos multidisciplinares con perfiles tan diversos como financieros, expertos legales, científicos de datos, desarrolladores, ingenieros y diseñadores

Job Purpose & Objectives

● Responsible for the preparation of credit review and risk assessment analysis of credit proposals

for the Bank’s Korean corporate clients.

● Maintain credit quality of existing clients as well as prospective corporate clients.

● Ensure the Risk Adjusted Return is above the minimum threshold established by the Bank’s directives.

Key Responsibilities

● Assist the Risk CIB Asia department to build sound relationships and information flows with the

key business stakeholders in Asia Pacific and HQ in Spain.

● Provide credit analysis and advices for Corporate & Investment Banking clients.

● Conduct credit analysis on prospective and existing clients by performing financial spreads,

providing a credit rating assessment and prepare credit proposals.

● Assess operations on credit / pricing and ensure minimum RAROEC/RORC threshold

requirements.

● Monitor the credit risk portfolio by follow-up the clients’ financial evolution and credit exposure at all times. Highlight to credit committee if there is an event and/or financial position that may

materially affect the credit quality of the client and to undertake necessary steps and follow-up

actions recommended in the Loan Review Committee.

● Work with internal stakeholders for reports to regulators and auditors.

● Implementation and control of internal tools: Workflow, Digital PF, Rating tools etc.

● Assist in monitoring policies and procedures.

Qualification & Experience

● With a minimum 10 years relevant experience in corporate banking credit risk management with

reputable financial institutions.

● Familiar with risk assessments of large corporate clients, including experience reviewing Korean

corporates.

● Degree holder in Business Administration / Finance / Accountancy or its equivalent.

● Good understanding of banking products and risk management concepts.

Language

● Strong communication skills in English.

● Korean language skills will be an asset.

Other Skills (e.g. Interpersonal, Communication etc)

● Strong analytical and problem-solving skills.

● Proven ability to identify and communicate Credit Risk.

● Effectively communicate skills to articulate risk issues.

● Strong interpersonal and communication skills

● Customer-oriented

● Able to work in a matrix reporting structure, multi-functional and cross-cultural environment

● Well-organized and meticulous in details

● Ability to work under pressure

● A team player

Job Posting 

BBVA Hong Kong will conduct a background check on you in accordance with the Mandatory Reference Checking (MRC) Scheme regulated by the Hong Kong Monetary Authority (HKMA).  Should any discrepancy identified or deemed unsatisfactory to us, we reserve the rights to terminate your employment in such case.  (FAQs for In-Scope Individual: https://www.hkab.org.hk/files/page/page-content/79/FAQs_for_In-Scope_Individuals_(24_July_2025)-1753348029.pdf)

Habilidades:

Evaluaciones de riesgo, Gestión de riesgos, Riesgos de crédito