Senior Credit Risk Manager

WHO WE ARE:

As Singapore’s longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires.

 Today, we’re on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation. But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia’s leading financial services partner for a sustainable future.

 We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career.

Your Opportunity Starts Here.

• Provide credit decision/approval of credit propositions, credit review, temporary excesses and transaction exceptions within authorized lending authority limit.
• Collaborate closely with business units to identify and evaluate new opportunities. Participate in joint client engagements and site visits, offering strategic guidance on facility structuring and risk mitigation.
• Work closely with business units to timely identify issues/ early warning signs, ensure appropriate credit classification and initiate appropriate risk mitigating actions for deteriorating credits.
• Co-develop and continuously refine Target Market Definitions and Risk Acceptance Criteria in partnership with business and risk teams, ensuring relevance to evolving market conditions.
• Perform targeted portfolio scans or reviews in response to events/developments that may have an adverse impact on overall credit quality and to formulate action plans to minimize / manage risks identified.  
• Lead or undertake adhoc tasks/ projects as may be required from time to time.

• A recognized Degree or equivalent, such as in Accounting/ Finance/ Commerce/ Economics/ Business
• Minimum 15 years of experience in credit assessment /approval in credit risk or front line covering commercial credits.
• Proven leadership experience in managing senior credit professionals and influencing across functions.
• Able to work under pressure with tight turnaround time.
• Agile in undertaking other credit-related matters apart from the typical credit assessment/approval tasks.
• Possess strong analytical, writing and interpersonal skills.

What we offer:

Competitive base salary. A suite of holistic, flexible benefits to suit every lifestyle. Community initiatives. Industry-leading learning and professional development opportunities. Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.