Financial Planning Consultant (Walnut Creek, CA)

Job Description Summary

Under limited supervision uses specialized knowledge and skills obtained through experience, specialized training or certification to serve as a resource to Financial Advisors and their clients regarding overall financial planning issues which may include portfolio design, income tax consulting, retirement planning, qualified retirement plans, risk management, estate planning, education funding, and small business planning. Continuously gains knowledge of the financial industry and markets through on- going education.

Job Description

Responsibilities

• PartnerswithFinancialAdvisortoreviewclients’currentportfoliodesign,understandclient goals, enter client data, and conduct financialanalysis.
• Evaluatesoverallindividualandemployer-basedretirementneeds,researchesvarious options, and recommends planningalternatives.
• Researchesandprovidesrecommendationsrelatedtoriskmanagementconcerns,including insurance.
• Designsandrecommendsatailoredfinancialanalysisorcomprehensivefinancialplanfor clients and prospects that meets their short and long-term financial needs andgoals.
• Preparespresentationsthatclearlycommunicatetherecommendationsandalternatives related to the client’s financial analysis and comprehensive plandesign.
• Performsdetaileddocumentreviews;analyzesclientinformationandsituationsacrossthe financial planning spectrum to developplan
• Researchesinformationasnecessaryonacase-by-casebasisandwritescustomized financial plan observations and recommendations for each clientcase
• Prepares files for meetings with existing and newclients
• Prepares,coordinatesandfollowsthroughonanyneededcommunicationwithnewor existingclients
• Continuouslymonitorsclients’financialsituationswithdetailandaccuracy,withtheabilityto the look at their overall financialpicture
• Responds to client questions by telephone, email and occasional personalvisits.
• Educatesclientonthefunctionsofvarioussecuritiesmarketsandtheprincipalfactorsthat affect them.
• Provides guidance on estate planning options andtechniques.
• Responds to and directs education funding questions including 529 savingsplans.
• Assists with guidance on small businessplanning.
• Conductsresearchasneededrelatedtoassignedclientcases,includingbutnotlimitedto basicincometaxquestionsandotherlegalissuesrequestingguidancewhenappropriate.
• May participate in clientpresentations.
• May open, transfer, and close customer accounts and maintain appropriate accountrecords.
• May obtain and verify the client’s purchase and sale instructions, enter orders, and follow up on completion oftransactions.
• Ensures firm and regulatory policies are followed within compliancestandards
• Perform other duties and responsibilities asassigned.

Education/Experience Requirements

• Bachelor’s degree in a related field and three years’ experience in the financial services industry with an emphasis on financial, retirement and estate planning field or in marketing these services

~or~

• An equivalent combination of experience, education and/or training as approved by Human Resources

Licenses

• SIE required provided that an exemption or grandfatheringcannot beapplied
• Series7
• Series 63, 65 and/or66 as required by state or ability to obtain within sixmonths

Education

Bachelor’s (Required)

Work Experience

General Experience - 3 to 6 years

Certifications

s66 - Uniform Combined State Law Examination - Financial Industry Regulatory Authority (FINRA), s7 - General Securities Representative Examination - Financial Industry Regulatory Authority (FINRA), Securities Industry Essentials Exam (SIE) - Financial Industry Regulatory Authority (FINRA)

Salary Range

$70,304.00-$100,000.00

Travel

Less than 25%

Workstyle

Resident

The total compensation for this position includes base salary or wages, and may include components such as additional compensation (cash or equity), discretionary bonuses, or commissions. This position is eligible for a benefits package that may include medical, dental, and vision; life insurance; critical illness insurance and accident insurance; disability benefits; retirement savings; paid time off (including vacation, holidays, and sick leave); and parental leave.  Eligibility for benefits and specific offerings may vary based on position and employment status. To view more details of the benefits offered, visit Myrjbenefits.com.

At Raymond James our associates use five guiding behaviors (Develop, Collaborate, Decide, Deliver, Improve) to deliver on the firm's core values of client-first, integrity, independence and a conservative, long-term view. 

We expect our associates at all levels to:
•  Grow professionally and inspire others to do the same
•  Work with and through others to achieve desired outcomes
•  Make prompt, pragmatic choices and act with the client in mind
•  Take ownership and hold themselves and others accountable for delivering results that matter
•  Contribute to the continuous evolution of the firm

At Raymond James – as part of our people-first culture, we honor, value, and respect the uniqueness, experiences, and backgrounds of all of our Associates.  When associates bring their best authentic selves, our organization, clients, and communities thrive. The Company is an equal opportunity employer and makes all employment decisions on the basis of merit and business needs. 

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