TD Auto Finance Commercial Intern/Co-op (Winter 2027)

Role Type:

Internship/Co-op

Work Term:

Winter/Term 2

Work Location:

Toronto, Ontario, Canada

Hours:

37.5

Pay Details:

$45,700 - $74,400 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. 

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

DEPARTMENT OVERVIEW

Co-op and Internship opportunities allow you to gain valuable work experience across a number of the businesses at TD. You will work with experienced colleagues, receive world class training, and be part of a community of students across TD, where you will have an impact, grow as individual and experience our culture of care.

Our Co-op/Intern Programming is offered with select Co-op and Internship roles and is designed to help you better understand the TD business, build on critical career capabilities, and broaden your professional network. This program is designed to complement your on-the job experience and features:

• Leadership talks with key Leaders from across the organization
• Lunch and Learns on topics such as Innovation
• Diversity and Inclusion and Personal Branding and so much more

TD Auto Finance COMMERCIAL OVERVIEW

TD Auto Finance (TDAF) is a dynamic and fast growing division within TD Business Banking, offering a unique opportunity to be part of a business that is reshaping the automotive banking landscape in Canada. With regional Market Leaders based in Toronto, Calgary, and Montreal, TDAF delivers tailored financing and cash management solutions to automotive dealers nationwide, supported by deep industry expertise and strong local relationships.

The TDAF Commercial platform is built on three integrated pillars—Commercial Sales, Commercial Credit, and Commercial Operations, working seamlessly together to provide end to end financial solutions. Our diversified credit portfolio includes real estate and acquisition financing, operating credit, floor plan facilities, lease lines, and equipment financing, enabling us to support dealers across the full lifecycle of their business.

TDAF is driven by a bold ambition: to become Canada’s #1 auto lender. Joining the TDAF team means being part of a forward thinking, high performing organization that is redefining automotive banking in Canada. With more than 900 colleagues nationwide, TDAF is supported by a coast to coast sales force and specialized teams across credit, funding, operations, customer service, collections, and our federated partners in risk, technology, finance, and human resources.

JOB DESCRIPTION

As a Co-op/Intern within TD Auto Finance (TDAF) Commercial Credit & Operations, you will gain hands-on exposure to the end-to-end credit lifecycle supporting automotive dealers across Canada. Working alongside experienced credit and operations professionals, you will rotate through key functional areas including Commercial Operations, Credit Monitoring, and Commercial Credit, contributing to day-to-day analysis, reporting, and risk management activities.

We are looking for a candidate who is analytical and detail-oriented, with a strong interest in commercial banking and credit risk, as well as someone who is curious, adaptable, and eager to learn in a fast-paced environment. Your work will directly support informed credit decisions, operational efficiency, and TD’s commitment to prudent risk management while delivering exceptional service to our dealer partners.

JOB REQUIREMENTS

We’re proud to work with a group of diverse colleagues. If you have relevant experience that isn’t mentioned

below, tell us about it in your resume or cover letter.

• Currently enrolled in an undergraduate degree in Finance, Accounting, Analytics, Data, Business/Commerce or related field
• Must be enrolled in an undergraduate degree with the intent of going back to school at the start of your work term (requirement of all co-op/intern positions)
• Strong interest in commercial credit, risk management, automotive industry, and financial services
• Basic understanding of financial statements (income statement, balance sheet, cash flow)
• Ability to analyze data, identify trends, and flag exceptions or risks
• Proficiency in Microsoft Excel (e.g., formulas, sorting, basic data analysis); familiarity with PowerPoint is an asset
• Strong attention to detail and commitment to accuracy
• Effective written and verbal communication skills
• Ability to manage multiple tasks, prioritize deadlines, and work independently
• Collaborative mindset with the ability to work well across different teams

ADDITIONAL INFORMATION

• This position is a 4-month work term and will commence January 4th 2027- April 23 2027.
• Applications must include a transcript, cover letter (one letter-sized page or less) and a resume (maximum of 2 pages).
• We welcome all applications; however, we will only contact qualified candidates chosen for an interview. Thank you for your interest.
• TD requires employees to reside in the country where the role is located, irrespective of remote working arrangements
• TD is committed to providing you with the best candidate experience and internship in these unique circumstances. As such, work location and start dates are subject to change.

We’re delighted that you’re considering building a career with TD. Through regular development conversations,

training programs and a competitive benefits plan, we’re committed to providing the support our colleagues

need to thrive both at work and at home.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed.

You’ll have regular career, development, and performance conversations with your manager, as well as access to

an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

Whether you have a passion for helping customers and want to expand your experience, or you want to coach

and inspire your colleagues, there are many different career paths within our organization at TD – and we’re

committed to helping you identify opportunities that support your goals.

Training and Onboarding

We’ll provide in-person training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process

We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to

all applicants by email or phone call.

HOURS

Monday-Friday, standard business hours

INCLUSIVENESS

At TD, we are committed to fostering an inclusive, accessible environment, where all employees and customers feel valued, respected and supported. We are dedicated to building a workforce that reflects the diversity of our customers and communities in which we live and serve. If you require an accommodation for the recruitment/interview process (including alternate formats of materials, or accessible meeting rooms or other accommodation), please let us know and we will work with you to meet your needs.

Who We Are

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.  

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):

Sans Objet