Treasury & PayOps Analyst

About us:

BVNK is the stablecoin-powered financial stack for enterprises. We're now part of Mastercard, and together we're building a network for every form of money – one that delivers more reach, more capability and more choice.

We enable businesses to build financial products, unlock new markets, and move money in seconds across 130+ countries, with 40+ licenses for fiat and digital assets globally. Processing billions annually, we empower enterprises worldwide to send, receive, convert, and settle stablecoins and fiat seamlessly through a single integration.

Our mission is to accelerate global money movement, and we're assembling a world-class team to make it happen.

Trusted by industry leaders like Corpay, Worldpay, Deel, and Flywire, we deliver the infrastructure that makes new forms of money usable within the financial systems customers already rely on today.

By combining Mastercard's global payment reach and trusted networks with BVNK's stablecoin infrastructure, we're building the trusted operating layer for the evolution of money movement, helping customers participate in emerging digital networks without having to rebuild their businesses around every new innovation.

We're a diverse team spread across EMEA, North America, and APAC, with a shared belief that stablecoins are the new infrastructure layer for financial services, and that BVNK is at the forefront of this shift.

We're incredibly honored to have been recognized by:

• CNBC World's Top Fintech Companies (2026)
• FXC Intelligence Top 100 Cross-border Payment Companies (2026)
• Newsweek's The Top 100 Global Most Loved Workplaces (three years running, most recently 2025)
• LinkedIn as one of the Top 20 Startups in the UK (2025)

About this role in the team:

As a Treasury and Payment Operations Analyst, you will play a key role in ensuring the smooth running of our day to day Operations covering. You will be responsible for timely and accurate processing of payments, liquidity management and promptly resolving any operational client inquiries, ensuring a seamless experience.

You will also be required to provide on-call coverage for weekend work, shared among 9 analysts, typically once every couple of months. Additionally, coverage for some bank holidays will be expected, with the exact structure (compensation or time off in lieu) to be agreed upon within the team.

Location & Working Hours: This role requires the individual to be based on the West Coast of the United States or be willing to work hours aligned with Pacific Time, from 8:00 AM to 6:00 PM PT, to support our operational needs.

Key Areas of Responsibilities:

Payment Processing & Liquidity Management:

• Process and monitor both manual and automated transactions, including deposit allocation, client payments, and return of funds.
• Handle failed payments, liquidity movements, and cash flow management.
• Manage offline liquidity providers and exchanges.
• Maintain positive professional relationships with partner financial institutions, merchants, and internal operational teams.

Operational Support:

• Assist the Merchant Support team with incoming queries.
• Work closely with compliance and monitoring teams to address flagged transactions, RFI’s, and counterparties' whitelisting.
• Track and resolve open payment queries, ensuring swift resolution.
• Support safeguarding and reconciliation procedures related to EMI operations.
• Produce KPIs on payments statistics within the business.
• Investigate and resolve reconciliation breaks or discrepancies.
• Assist senior operations team members with various tasks or duties as needed.
• Support treasury and related operational teams with counterparty risk management and ensure compliance with internal treasury policies.

System Optimisation & Issue Resolution:

• Investigate and resolve payment issues, delays, and errors in collaboration with internal teams and external partners.
• Implement and maintain standard operating procedures (SOPs) for treasury and payment processes to ensure consistency and efficiency.
• Contribute to system optimisation initiatives to improve the efficiency of payment processing.

What we need from you:

Qualifications & Skills:

• Experience in treasury, payment operations, or financial services is preferred.
• Excellent attention to detail, analytical skills, and the ability to prioritise tasks in a fast-paced environment.
• Excellent communication and problem-solving skills.
• Ability to work collaboratively with internal teams and external partners.
• Fluent in English with strong written and verbal skills, able to present findings and communicate workflows effectively.

Job Fit & Personal Characteristics:

• Thorough and understands the importance of having a process to follow
• Quick learner - adaptable and proactive and professional
• Confident, well spoken & articulate
• Strong attention to detail
• Self-starter / high initiative
• Self motivated and dependable
• Team Player with a flexible approach to work
• Ambitious, innovative and high-energy
• Great organisational and time-management skills

What you can expect from us:

• Fair and competitive salary at every stage of your growth
• Flexible working hours, with hybrid working at its heart
• A culture built on passionate, growth-minded people
• A flexible approach to holiday
• Opportunities to travel to our offices around the world
• An open and creative environment where you can help us define the future of BVNK, its culture, and its opportunity sets

At BVNK, we are focused on building a diverse and inclusive team. While you may not meet all of our requirements, we’d encourage you to apply if you meet the majority of our expectations. You may be a great fit for this role or another role in our team.