Software Engineering – Senior Java Engineer

FICO (NYSE: FICO)is a leading global analytics software company, helping businesses in 100+ countries make better decisions. Join our world-class team today and fulfill your career potential!

The Opportunity

The myFICO engineering team builds web applications for FICO Scores consumer-facing business. We are increasingly using AI and Machine Learning for what we build and how we build, allowing our engineers to work faster and more efficiently. We spend a lot of time building delightful customer experiences on mobile apps, responsive web applications hosted on the AWS cloud, backed by loads of automation, monitoring, and strong cyber-security measures.

What You'll Contribute

• Design, build, and operate secure, scalable Java microservices that power the myFICO.com platform — from concept through production.

• Ship LLM-powered features (RAG pipelines, agentic workflows, tool-use patterns) with the same engineering rigor - observability, evals, and guardrails - you'd apply to any critical service.

• Use AI-assisted development tools (Claude Code, Cursor, GitHub Copilot) to accelerate delivery, while exercising the judgment to review, refactor, and reject generated output where appropriate.

• Drive design discussions and code reviews, raising the bar for code quality, test coverage, and architectural clarity.

• Partner with product management, InfoSec, and platform teams to translate business requirements into compliant, effective technical solutions.

• Identify and resolve performance and scalability bottlenecks through profiling, refactoring, and architectural improvements.

What We’re Seeking

• Extensive hands-on experience with core Java, Spring Boot, and microservices architecture, with deep proficiency in deploying and operating services on AWS with Docker and Kubernetes.

• Hands-on experience integrating LLM APIs (Anthropic, Bedrock, OpenAI) into production Java services.

• Working knowledge of both SQL (PostgreSQL, SQL Server, MySQL) and NoSQL (DynamoDB, MongoDB, Cassandra) databases, including when to choose which.

• Strong foundation in application security: encryption, authentication, authorization, and secure API design.

• Proven experience tuning high-throughput, low-latency systems for performance and reliability and fluency with event-driven architectures and asynchronous messaging patterns (Kafka, SQS, EventBridge, or similar).

• Experience with modern engineering practices: CI/CD pipelines, infrastructure as code, and automated testing at multiple levels (unit, integration, contract).

• Proven experience with high-traffic consumer facing platform experience and a strong advocate for rigorous coding standards and a quality-first mindset — clean, secure, well-tested code.

• Exceptional communication skills; able to articulate design tradeoffs with architects, engineers, and product partners.

• Bachelor's or Master's degree in Computer Science or a related field (or equivalent work experience in relevant industry); AWS certifications a plus.

Our Offer to You

• An inclusive culture strongly reflecting our core values: Act Like an Owner, Delight Our Customers, and Earn the Respect of Others.

• The opportunity to make an impact and develop professionally by leveraging your unique strengths and participating in valuable learning experiences.

• Highly competitive compensation, benefits, and rewards programs that encourage you to bring your best every day and be recognized for doing so.

• An engaging, people-first work environment offering work/life balance, employee resource groups, and social events to promote interaction and camaraderie.

• The targeted base pay range for this role is: $122,500 to $192,500 with this range reflecting differences in candidate knowledge, skills and experience.

Why Make a Move to FICO?

At FICO, you can develop your career with a leading organization in one of the fastest-growing fields in technology today – Big Data analytics.  You’ll play a part in our commitment to help businesses use data to improve every choice they make, using advances in artificial intelligence, machine learning, optimization, and much more.

FICO makes a real difference in the way businesses operate worldwide:

•    Credit Scoring — FICO® Scores are used by 90 of the top 100 US lenders.

•    Fraud Detection and Security — 4 billion payment cards globally are protected by FICO fraud systems.

•    Lending — 3/4 of US mortgages are approved using the FICO Score.

Global trends toward digital transformation have created tremendous demand for FICO’s solutions, placing us among the world’s top 100 software companies by revenue. We help many of the world’s largest banks, insurers, retailers, telecommunications providers and other firms reach a new level of success. Our success is dependent on really talented people – just like you – who thrive on the collaboration and innovation that’s nurtured by a diverse and inclusive environment. We’ll provide the support you need, while ensuring you have the freedom to develop your skills and grow your career.  Join FICO and help change the way business thinks!

Learn more about how you can fulfil your potential at www.fico.com/Careers

FICO promotes a culture of inclusion and seeks to attract a diverse set of candidates for each job opportunity. We are an equal employment opportunity employer and we’re proud to offer employment and advancement opportunities to all candidates without regard to race, color, ancestry, religion, sex, national origin, pregnancy, sexual orientation, age, citizenship, marital status, disability, gender identity or Veteran status. Research has shown that women and candidates from underrepresented communities may not apply for an opportunity if they don’t meet all stated qualifications. While our qualifications are clearly related to role success, each candidate’s profile is unique and strengths in certain skill and/or experience areas can be equally effective. If you believe you have many, but not necessarily all, of the stated qualifications we encourage you to apply.

Information submitted with your application is subject to the FICO Privacy policy at https://www.fico.com/en/privacy-policy