Product Manager, Payment Optimization

Calling all innovators - find your future at Fiserv.

We're Fiserv, a global leader in Fintech and payments, and we move money and information in a way that moves the world. We connect financial institutions, corporations, merchants and consumers to one another millions of times a day - quickly, reliably, and securely. Any time you swipe your credit card, pay through a mobile app, or withdraw money from the bank, we're involved. If you want to make an impact on a global scale, come make a difference at Fiserv.

Job Title

Product Manager, Payment Optimization

What does a successful Product Manager do at Fiserv?

The Product Manager, Payment Optimization will hold responsibility for driving market requirements for Fiserv’s Merchant Security and Fraud team and to be the SME interface to clients, sales, and operational teams to identify business requirements, partnerships, and to consult based on subject matter expertise in a dynamically changing fraud ecosystem. This position requires daily interaction with cross functional internal teams and clients to identify and lead product strategy and development, partnering with technical teams to identify and build features and functionality that stored value market needs and ultimately increase revenue and client satisfaction.



What you will do:

Responsible for conception through end-of-life ownership for a specific product (Fraud Mitigation), product group or product line including product management, product development and business development.

• Manage, track and report product performance throughout its lifecycle including product strategy, product planning and issue prioritization

• Drive product development and improvements including road map and statement of direction development

• Own market‑specific playbooks (issuer preferences, 3DS exemptions, network tokens adoption, routing rules, retry windows), and continuously tune strategies for NA, EU, LATAM, APAC, and MENA

• Lead peers and dotted line relationships through the project lifecycle to deliver development efforts

• Own incident runbooks, RCA, and reliability KPIs with on‑call partners.

• Prioritize features by quantified ROI; set OKRs tied to conversion lift, approval rate

• Author PRDs/sequence diagrams for gateway integrations

• Develop business cases to support new product recommendations.

• Manage the product development lifecycle from concept, design, testing, and production deployment, and product commercialization

• Act as a primary negotiator between internal departments and clients to resolve problem statements and uses cases.  

What you need to Have:

• 4+ years' within the fraud payments ecosystem (i.e. cards, digital wallet, etc)

• 4+ years' experience as a product manager, with proven experience leading complex projects, while driving roadmap for products

• Experience with card networks (Visa/MC/Amex), network tokens, vault/tokenization,  and leading wallets (Apple Pay, Google Pay).

• End‑to‑end payment processing workflow expertise, with hands‑on with auth/capture/void/refund flows, success/decline codes, settlement/reconciliation

• Lead data‑driven experimentation and optimization. I.e. Design A/B and multivariate tests for method selection, routing, retries, quantify impact on auth rate.

• Proven ability to develop, define and track KPIs such as approval rates, capture rates, chargeback rates,  issuer/PSP performance; ability to build Looker/Tableau/Power BI dashboards and self‑serve views would be a plus

• Monitor global trends and manage approval strategies by territory and support region specific changes

• Proficient with analytical tools (SQL, Snowflake, Splunk etc) and API's

You must currently possess valid and unrestricted U.S. work authorization to be considered for this role. Individuals with temporary visas including, but not limited to, F-1 (OPT, CPT, STEM), H-1B, H-2, or TN, or any candidate requiring sponsorship, now or in the future, will not be considered for this role. 

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Salary Range

$78,000.00 - $138,000.00

These pay ranges apply to employees in New Jersey and New York. Pay ranges for employees in other states may differ.

It is unlawful to discriminate against a prospective employee due to the individual's status as a veteran.

For incentive eligible associates, the successful candidate is eligible for an annual incentive opportunity which may be delivered as a mix of cash bonus and equity awards in the Company’s sole discretion.

Thank you for considering employment with Fiserv.  Please:

• Apply using your legal name
• Complete the step-by-step profile and attach your resume (either is acceptable, both are preferable).

Our commitment to Equal Opportunity:

Fiserv is proud to be an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, gender, gender identity, sexual orientation, age, disability, protected veteran status, or any other category protected by law. 

If you have a disability and require a reasonable accommodation in completing a job application or otherwise participating in the overall hiring process, please contact AskHR.US@fiserv.com. Please note our AskHR representatives do not have visibility to your application status. Current associates who require a workplace accommodation should refer to Fiserv’s Disability Accommodation Policy for additional information.

Note to agencies:

Fiserv does not accept resume submissions from agencies outside of existing agreements. Please do not send resumes to Fiserv associates. Fiserv is not responsible for any fees associated with unsolicited resume submissions.

Warning about fake job posts:

Please be aware of fraudulent job postings that are not affiliated with Fiserv. Fraudulent job postings may be used by cyber criminals to target your personally identifiable information and/or to steal money or financial information. Any communications from a Fiserv representative will come from a legitimate Fiserv email address.