Senior Product Manager, Insurance Products

Title: Senior Product Manager, Insurance Products

Location: Austin, TX / Dallas, TX / New Jersey, NJ / San Jose, CA (hybrid)

Company: Hippo Insurance

About Hippo

Hippo was built on a promise: make homeownership effortless. Nearly a decade later, that mission still drives us. We use technology and data to help our customers stay ahead of problems and protect what matters most.

Today, that same tech-native approach powers our work beyond homeowners. Hippo operates as a diversified carrier platform, partnering with MGAs to deliver tailored program solutions that help them grow and deliver better customer experiences. Behind that work is a team that values ownership, curiosity, collaboration, and continuous improvement.

If you're energized by building what's next, we'd love to meet you.

About You

We are looking for a seasoned Senior Product Manager to own Hippo’s Insurance Products charter – the rating and pricing engine, coverage and eligibility logic, business rules, and the core infrastructure that powers how we price and structure risk. This is a strategic, high-impact role that combines platform ownership with direct P&L impact: you’ll set the multi-year direction for our insurance product infrastructure while driving the day-to-day execution that keeps one of Hippo’s most important business lines competitive, compliant, and profitable. You’re comfortable leading large-scale improvements to core infrastructural platforms, and equally comfortable in a strategy conversation and a sprint planning session.

We are looking for someone who sets aspirational goals and has the agency to deliver them – someone who can think broadly about the future of our insurance product technology while executing with precision in the near term.

What You’ll Do

Strategy & Vision

• Define and own the multi-year product strategy and vision for Hippo’s Insurance Products platform – spanning the rating and pricing engine, coverages, deductibles, discounts, eligibilities, and more

• Identify opportunities to modernize and scale the platform in ways that directly improve speed-to-market, profitability, and risk mitigation

• Influence and shape company-level prioritization decisions for the Insurance Products platform, building alignment across product, engineering, and business leadership without direct authority

• Stay ahead of market, regulatory, and competitive trends – translating them into a roadmap that keeps Hippo’s insurance products competitive

Execution & Delivery

• Own the end-to-end product lifecycle for the Insurance Products platform: discovery, prioritization, requirements, delivery, and post-launch monitoring
• Lead the execution of large, cross-functional initiatives, including compliance and regulatory changes, partnering with Insurance, Legal/Compliance, Operations, and Engineering to deliver on time with clear risk mitigation and auditability
• Translate insights into crisp requirements (PRDs, user stories, acceptance criteria) and partner closely with Engineering, Design, and Data to ship high-quality, platform-level solutions
• Drive measurable outcomes – define success metrics and KPIs, instrument product changes, analyze impact, and iterate based on results

Business & Stakeholder Partnership

• Serve as the primary bridge between Insurance, Legal/Compliance, and Operations business teams and the Engineering organization – deeply understanding business needs and enabling tech to meet them
• Build strong partnerships with business stakeholders, earning trust through consistent delivery, clear communication, and a genuine understanding of insurance and risk
• Establish a strong operating cadence: prioritization frameworks, stakeholder alignment, launch readiness, training/comms, and performance tracking
• Communicate strategy, tradeoffs, and outcomes to leadership with clear narratives grounded in data and customer impact.

Platform & Automation Enablement

• Drive the evolution of Hippo’s rating, pricing, and business rules infrastructure – enabling faster, safer, and more auditable changes to insurance product logic
• Identify and lead large-scale improvements to core infrastructural platforms, improving speed-to-market for product changes through tooling, process improvements, and automation
• Partner with Engineering to shorten the feedback loop between product decisions and production deployment across the platform

Must Haves

• 5+ years of experience in product management, including full ownership of the product backlog and leading the end-to-end software development lifecycle in collaboration with a team of at least four engineers, delivering impactful and user-focused solutions
• Proven track record of owning or building platform-level products – rules engines, pricing/rating engines, configuration systems, or similar core infrastructure – and leading large-scale improvements to them. You understand how these systems work and what it takes to evolve them safely at scale
• Demonstrated success leading cross-functional teams and delivering high-impact products, with the ability to inspire and motivate a team to achieve ambitious goals
• Strong stakeholder management skills – proven ability to earn trust across business, technical, and executive audiences, and to navigate competing priorities with clarity and conviction
• Data-driven decision making with strong analytical skills. Comfortable defining success metrics, analyzing results, and iterating with discipline
• Excellent written and verbal communication skills. Ability to clearly articulate product strategies, goals, and roadmaps to diverse audiences, including senior executives, engineers, designers, and customers

Nice to Haves

• Product management experience in insurance, financial services, or an adjacent industry
• Experience with customer engagement platforms, such as Customer.io and Braze
• Experience with AI or automation tooling applied to configuration, pricing, or rules-based systems
• Bachelor’s degree in Business, Finance/Accounting, Computer Science, or a related field

Benefits and Perks

Hippo treats its team members with the same level of dedication and care as we do our customers, which is why we’re fortunate to provide all of our Hippos with:

• Healthy Hippos Benefits — Multiple medical plans to choose from and 100% employer covered dental & vision plans for our team members and their families. We also offer a 401(k)-retirement plan, short & long-term disability, employer-paid life insurance, Flexible Spending Accounts (FSA) for health and dependent care, and an Employee Assistance Program (EAP)
• Equity — This position is eligible for equity compensation
• Training and Career Growth — Training and internal career growth opportunities
• Flexible Time Off — You know when and how you should recharge
• Little Hippos Program — We offer 12 weeks of parental leave for primary and secondary caregiver
• Hippo Habitat — Snacks and drinks available and catered lunches for onsite employees.

Hippo is an equal opportunity employer, and we are committed to building a team culture that celebrates diversity and inclusion.

Hippo’s applicants are considered solely based on their qualifications, without regard to an applicant’s disability or need for accommodation. Any Hippo applicant who requires reasonable accommodations during the application process should contact Hippo’s People Team to make the need for an accommodation known.

The Morristown, NJ and San Francisco Bay Area base pay range for this role is $124,000.00 - $186,000.00. Exact compensation may vary based on several job-related factors that are unique to each candidate, including but not limited to: skill set, experience, education/training, location, business needs and market demands.