Associate - Consumer, Retail Sector Coverage

Our purpose – Opening up a world of opportunity – explains why we exist. Here at HSBC we use our unique expertise, capabilities, breadth and perspectives to open up new kinds of opportunity for our more than 40 million customers. We’re bringing together the people, ideas and capital that nurture progress and growth, helping to create a better world – for our customers, our people, our investors, our communities and the planet we all share.

In compliance with applicable laws, HSBC is committed to employing only those who are authorized to work in the US. Applicants must be legally authorized to work in the U.S. as HSBC will not engage in immigration sponsorship for this position.

We leverage our expertise, capabilities, and global reach to nurture progress and growth for our customers, colleagues, investors, communities, and the planet. As an Associate, you’ll play a pivotal role in supporting senior bankers, mentoring junior team members, and building strong relationships with emerging leaders at our client organizations.

As ourAssociate – Consumer, Retail Sector Coverage, you will:

• Build and maintain relationships with junior and mid-level client contacts, positioning HSBC as a trusted partner as their careers progress
• Support senior bankers in managing and expanding relationships with key multinational Consumer / Retail sector clients within Corporate & Institutional Banking
• Prepare and deliver compelling presentations and pitch materials tailored to client needs
• Coordinate origination and execution of banking solutions across Credit & Lending, Leveraged & Acquisition Finance, Debt & Equity-Linked Capital Markets, Transaction Banking, Global Markets, and Asset Management
• Monitor industry trends, regulatory updates, and market intelligence to identify opportunities and risks for clients
• Conduct in-depth analysis of client portfolios, sectors, and competitors, synthesizing insights for both internal and external stakeholders
• Train, mentor, and oversee analysts and junior associates, ensuring high-quality work and professional growth
• Critically assess credit exposures and support the preparation of tailored credit approval papers
• Ensure compliance with all internal policies and external regulations, proactively managing operational and financial crime risks

You´ll likely have the following qualifications to succeed in this role:

• Bachelor’s degree required; advanced degree or relevant certifications a plus
• Demonstrated experience training and mentoring junior team members
• Strong client relationship management skills, with a focus on building rapport at all levels
• Deep understanding of corporate banking products and sector trends
• Strong financial analysis and modeling skills
• Excellent communication, presentation, and influencing abilities
• Proven ability to manage multiple projects and priorities in a fast-paced environment and prior experience in banking, consulting, or relevant sector roles
• Strong proficiency in Excel, PowerPoint, Word, and Outlook
• FINRA Series 63 and 79 licenses required (or willingness to obtain within a set timeframe)

As an HSBC employee, you will have access to tailored professional development opportunities to ensure you have the right skills for today and tomorrow. We offer a competitive pay and benefits package including a robust Wellness Hub, all in a welcoming and inclusive work environment. You will be empowered to drive HSBC’s engagement with the communities we serve through an industry-leading volunteerism policy, a generous matching gift program, and a comprehensive program of immersive Sustainability and Climate Change Initiatives. You’ll want to join our Employee Resource Groups as they play a central part in life at HSBC, including the development of our employees and networking inside and outside of HSBC. We value difference. We succeed together. We take responsibility. We get it done. And we want you to help us build the bank of the future!

The final fixed pay offer will depend on the candidate and several variables, including but not limited to, role responsibilities, skill set, depth of experience and education, licensing/certification requirements, internal relativity, and specific work location.

All qualified applicants will receive consideration for employment without regard to age, ancestry, color, race, national origin, ethnicity, disability or medical condition, genetic information, military or veteran service, religion, creed, sex, gender, pregnancy, childbirth, caregiver status, marital status, citizenship or immigration status, sexual orientation, gender identity or expression or any other trait protected by applicable law.