Product Manager II - AI
Razorpay · Bangalore, India · 2mo ago
Razorpay is one of India’s leading full-stack financial technology companies, powering the way businesses move, manage, and grow money. Founded in 2014 by Harshil Mathur and Shashank Kumar with a simple vision - to simplify payments for Indian businesses - we’ve since grown into a fintech powerhouse driving India’s digital payment revolution.
Razorpay powers millions of businesses with a smarter, scalable stack that goes beyond transactions to help them truly build and grow.
From building AI-native agentic payments, to AI-assisted fraud detection and real-time risk intelligence to automated reconciliation, smart payouts, and predictive financial insights, we are embedding intelligence across our stack to make money movement faster, safer, and more efficient. In close collaboration with ecosystem partners - including banks, networks, regulators - we are pioneering industry-first solutions that are shaping the next era of fintech
Across India, Singapore and Malaysia, our products span everything from seamless checkouts to payroll automation - powering a fintech ecosystem that’s redefining how money moves across Asia.
Today, that ecosystem supports everyone from early-stage startups to some of India’s largest enterprises, enabling them to accept, process, and disburse payments at scale while expanding into new ways of managing money more efficiently.
Our scale speaks volumes: Razorpay processes $180+ billion in annualized transactions, powering leading businesses like Airbnb, Facebook, WhatsApp, Airtel, CRED, BookmyShow, Zomato, Swiggy, Lenskart, Mirae Asset Capital markets, Indian Oil, National Pension Scheme - and over 100 of India’s unicorns. With strong roots in India and growing operations in Southeast Asia, we are shaping the next chapter of financial technology across the region.
We are backed by global investors including GIC, Peak XV Partners (formerly Sequoia Capital India & SEA), Tiger Global, Ribbit Capital, Matrix Partners, MasterCard, and Salesforce Ventures, having raised over $740 million to date. Strategic acquisitions - including Ezetap (POS and offline payments), Curlec (Malaysia expansion), BillMe (digital invoicing), and POP (rewards-first UPI) - along with earlier moves in fraud prevention, payroll, and lending, have further strengthened our platform and widened our footprint across Asia.
But what truly sets Razorpay apart is our culture. At Razorpay, ownership is our oxygen - you own what you build, with no micromanagement or red tape, just the runway to make your ideas fly. Learning is a lifestyle - if you’re curious, you’ll feel at home here. People > Pedigree - we hire for attitude, hustle, and hunger more than degrees. Transparency thrives over titles - this is where interns question CXOs and CXOs say “thank you.” Guided by our values of Customer First, Autonomy & Ownership, Agility with Integrity, Transparency, Challenging the status quo and a strong belief that Razorpay grows with Razors, you’ll be part of a 3000+ strong team building not just products, but the financial infrastructure of the future.
The Role
We’re building the next generation of AI-powered products and workflows at Razorpay. As an AI PM in the Central AI team, you’ll find high-leverage problems across razorpay and take them from 0 → 1 → adoption. You’ll own the entire journey — understand the problem, shape the solution, prototype it, build it, ship it, and drive impact.
This isn’t a traditional PM role. You won’t just write specs and hand them off. You’ll build.
You’ll use AI-native tools, agents, APIs, automations and internal systems to make teams dramatically more productive — and make things possible that weren’t possible before.
What You’ll Do
- Find high-impact problems across Razorpay where AI can create step-change impact.
- Work with leadership and teams to identify, prioritise and drive AI initiatives.
- Own products end-to-end — discovery → solutioning → building → shipping → adoption → impact.
- Rapidly prototype and build using Cursor, Claude Code, Replit, Lovable and similar tools.
- Build AI agents and workflows that reason, use tools, make decisions and take actions.
- Connect APIs, internal systems, data and SaaS tools using n8n, MCPs and automation frameworks.
- Experiment rapidly with models, prompts, agent architectures and workflows.
- Partner with Engineering, Data Science, Design, Ops, Risk, Compliance and Legal to take solutions to production.
- Drive adoption and measure outcomes — time saved, quality, automation, revenue, cost and user impact.
- Build reusable AI capabilities that can scale across Razorpay.
You Have
- 2+ years of experience building products — as a PM or an engineering (or in combination)
- You’re AI-native. Cursor / Claude Code isn’t a novelty — it’s part of how you build.
- You can go from problem → prototype → working product without waiting for a detailed spec.
- Strong understanding of LLMs, prompting, agents, tool calling, RAG, APIs, MCPs and evaluations.
- Comfortable reading and writing code, debugging, working with APIs and moving across the stack.
- Strong product sense — you ask “why?” before “how?”
- You’ve shipped products and care deeply about adoption and outcomes, not just launches.
- Comfortable operating with high autonomy and ambiguity.
- Deep expertise in one area, with the ability to flex across product, design, engineering and AI.
The Bar
Most people use AI. Few are AI-native.
We’re looking for someone who can think like a PM, build like an engineer, and operate like an owner.
If you see a broken workflow and your first instinct is “I can build this” — you’ll fit right in.