Cards Financial Control & Analytics Manager

About The PositionThe Cards and Acceptance division is seeking a Financial Control & Analytics Manager to own the financial truth of the division. In this high-visibility role, you will ensure the accuracy, completeness, and integrity of every money flow by owning reconciliation and settlement end-to-end, while building and maintaining the single source of truth for financial reporting, business insights, and analytics. You will transform trusted numbers into actionable insights that shape portfolio and business decisions, working at the intersection of finance and data with direct exposure to the CEO and Executive Committee. This is a unique opportunity to build controls, reporting, and analytics from the ground up, lead your own team, and grow with a fast-growing business being built from scratch at one of Lebanon's leading fintechs. We are looking for a rigorous leader who combines exceptional financial discipline with strong analytical thinking and a passion for turning data into impact.‍What You'll DoReconciliation & Settlement: Own exact, complete reconciliation and settlement across all internal accounts, scheme/network flows, clearing files, invoices and inter-account movements—including issuing↔acceptance—with daily, deadline-bound accuracy and zero breaksFinancial Control: Maintain the control framework—segregation of duties, audit trails, documented procedures—to satisfy internal and external audit and regulators; own break investigation and escalationReporting & Single Source of Truth: Own one consistent set of metric definitions and produce all divisional reporting—operational dashboards, monthly ExCo reporting, and regulatory/scheme inputsBusiness Insights & Analytics: Deliver portfolio and market analysis, unit economics and portfolio optimization to drive product and business decisionsLeadership: Lead and develop the Reconciliation & Settlement and Reporting & Analytics teamWhat You BringBachelor’s degree in Finance, Economics, Engineering, Business, or a related analytical field; accounting/finance qualification a plus4+ years in payments/cards finance, settlement/reconciliation, financial control or FP&A—in a bank, card issuer/processor or fintechUnderstand cards and schemes accounting (Visa/Mastercard settlement, interchange, clearing files) and hands-on reconciliation: ledger balancing, break investigation, controlsStrong reporting and analytics: business insights, portfolio optimization, unit economics, dashboards; fluent in SQL/BI and ExcelStrong control mindset, people management, and the credibility to present numbers to the CEO and ExCo; trilingual EN/FR/AR an advantageNice To HaveAccounting or finance qualification (CPA, CMA, ACCA, CFA or equivalent)Trilingual English / French / ArabicPrior experience in a card issuer, processor, or high-growth fintech environmentExposure to regulatory and scheme reporting requirementTechnical SkillsSQL and BI/dashboarding tools (e.g., Power BI, Tableau, Looker); advanced ExcelCards and scheme accounting: Visa/Mastercard settlement, interchange, clearing filesHands-on reconciliation: ledger balancing, break investigation, financial controlsReporting and analytics: unit economics, portfolio optimization, KPI/metric design