AML & Financial Crime Manager
Trading 212 · Portugal · 3d ago
Our mission is to enable everyone to build wealth
We reinvent how trading and investing work by creating exceptional products people love. Fostering a culture of excellence and high velocity is the key to our success. Тoday, we serve over 7 million clients, with more than €38 billion in assets under management — a testament to the scale and trust we’ve built in just a few years.
The role
We're looking for an experienced AML & Financial Crime Manager to lead the local AML/CTF function for the Portuguese Branch of Trading 212. In this role, you will provide independent second-line oversight of AML/CTF controls, serve as the designated Responsável pelo Cumprimento Normativo under Article 16 of Lei n.º 83/2017, and own the Branch's AML/CTF compliance framework under Regulamento da CMVM n.º 2/2020.
What you’ll do
Provide independent second-line oversight of AML controls, alerts, and investigations conducted by the First Line of Defence
Conduct Quality Assurance reviews of KYC, CDD, and EDD files to ensure adherence to internal policies and regulatory standards
Assess the quality and consistency of transaction monitoring investigations and identify areas for improvement
Review suspicious activity escalations and support the drafting of Suspicious Activity/Transaction Reports (STRs)
Act as the Branch's designated Contact Person for the Financial Intelligence Unit (UIF) and the Central Department of Investigation and Criminal Action (DCIAP)
Own and maintain the Branch's standalone AML/CTF policies and procedures manual and its money laundering/terrorist financing risk assessment
Submit the mandatory annual AML/CTF compliance report to the CMVM
Serve as primary liaison for CMVM, UIF, and DCIAP on supervisory matters, including on-site inspections
Develop and deliver AML/CTF training to Branch staff
Drive continuous improvement of AML policies, procedures, and control frameworks
What you need to have
Educational background in Finance, Economics, Law, or a related field
At least 5 years' experience in AML, financial crime compliance, or a related function within an investment firm, capital markets environment, fintech, or a regulatory/supervisory authority in Portugal
Strong knowledge of Lei n.º 83/2017, Regulamento da CMVM n.º 2/2020, EU AML Directives, and financial crime typologies
Native or fluent Portuguese and professional English — both essential for policy manual authorship, UIF/DCIAP communications, and HQ alignment
Excellent written communication skills, particularly for regulatory documentation and reporting
Strong analytical thinking, attention to detail, and the ability to manage multiple priorities
Ability to work both independently and collaboratively, with confidence to escalate where needed
A drive for excellence and a continuous improvement mindset
Nice to have
Experience in an investment firm or capital markets environment (MiFID II / Código dos Valores Mobiliários)
What we offer:
Challenges that will help you grow and realize your potential fast.
Opportunity to make a significant impact —you will build innovative services used by millions of investors to build wealth.
Work with smart, spirited, helpful, high-performing colleagues with a common goal.
An environment where nothing is set in stone.
Appreciation for your talent and ideas.
Generous remuneration package
Bring your ambition to Europe’s fastest-growing mobile broker!