Senior Finance Analyst, TDS

Work Location:

New York, New York, United States of America

Hours:

40

Line of Business:

TD Securities

Pay Detail:

$100,000 - $125,000 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. 

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

Position Title:                                 Senior Finance Analyst (L9)

Business Unit:                                 TD Securities

Division/Region:                             TD Securities USA (New York)

Report Location:                           Hybrid

Hours:                                              M – F

                                                          8:30 – 5:00

Overview

TD Securities US Finance is part of the broader TD Securities Finance organization and one of three regional finance groups supporting TD Bank Group’s Wholesale Banking segment. The team plays a key role in the United States by supporting financial, management, liquidity, and regulatory reporting. As a primary control and support function in the region, TD Securities US Finance also provides business information for projects and strategic initiatives and serves as a liaison among teams and business segments in the United States, Canada, the United Kingdom, and Singapore.

Specific Accountabilities Include:

• Support and assist in regulatory report production for TDS as required by U.S. regulators, including the Federal Reserve Board (FRB), Federal Financial Institutions Examination Council (FFIEC), and U.S. Department of the Treasury.

• Research financial, accounting, audit, operational, and reporting matters; interpret applicable guidelines, standards, policies, and analysis.

• Serve as a senior technical resource by working independently, providing subject-matter and process guidance, coaching colleagues, and building stakeholder alignment on projects and activities.

• Partner with Finance teams to enhance processes, including report production, system queries, process mapping, specialized tracking, analysis, and transactional support.

• Understand data attributes and sources to identify issues to improve reporting processes, by using current or AI enhanced tools.

• Assist in automation of workflows and implementation of new databases and systems, as needed (i.e., Axiom).

• Interpret data flows and internal data architecture to optimize data management for regulatory reporting team.

• Support governance requirements and partner with Compliance and 1B to maintain effective data and process governance, key controls, and analytics.

• Continue developing expertise in regulatory concepts, practices, data, and reporting processes.

• Support other key departmental projects and initiatives assigned by the manager.

• Maintain procedures and supporting documentation, including gathering required information from source systems and business partners.

• Analyze business and accounting movements to support regulatory reporting variance analysis.

Specific Requirements / Accreditations:              

• Bachelor’s degree in business, accounting, finance, or a related field; accounting proficiency is preferred.

• 3+ years of financial services experience, preferably in capital markets.

• Proven analytical skills and sound judgment in a dynamic business environment.

• Ability to translate complex, high-volume reporting requirements, and data into simple, consistent, and sustainable processes.

• Demonstrated data aggregation and reconciliation skills.

• Strong understanding of process and data governance, with exceptional attention to detail.

• Highly motivated, with a proven track record of delivering results.

• Curious, intuitive, and logical thinker with a strong interest in identifying and implementing process improvements.

• Demonstrated time-management and organizational skills, with the ability to meet tight deadlines and adapt to changing priorities.

• Understanding of Wholesale Banking and Capital Markets businesses, products, and related balance sheet and profit-and-loss movements.

• Collaborative team player who can also work effectively and independently.

• Advanced Microsoft Excel and Access skills are required; knowledge of Alteryx is an asset.

• Demonstrated ability to communicate effectively with senior leaders and collaborate laterally with business partners.

• Familiarity with regulatory reporting requirements would be an asset.

• Confident communicator with strong interpersonal skills and the ability to work effectively with business partners and senior management at all levels.

_________________________________________

The Senior Finance Analyst, TDS conducts a range of LOB related financial analysis and/or provides finance support as it relates to a Business Partner Finance area supported.

• Subject Matter Expert (SME) business partner knowledge/professional role requiring in-depth knowledge/expertise in own domain/field of specialty and working knowledge of broader related areas

• Researches and investigates a range of financial accounting/audit operational and/or reporting issues

• Requires specialized and/or advanced technical/finance knowledge for own area

• May need to coordinate/integrate work with other areas as needed

• Nature and complexity of work supports generally medium to longer term focus

• Performs advanced analysis or specialized work that requires good understanding of financial accounting or related operational policies and procedures

• Integrates the broader organizational context into advice and solutions within own area

• Understands the industry, competition and the factors that differentiate the organization

• Applies best practices to implement process, product or service improvements

• Acts as a subject matter expert within their own area of specialty or a resource for others

• Contributes to setting standards within area of expertise

• Solves complex problems requiring analysis of multiple variables, including consultation with multiple stakeholders

• Impacts a range of functional programs and operations across own and related teams

• Interprets guidelines, standards, policies and results of analysis to inform decision making at senior levels

• Builds stakeholder alignment in leading projects and activities; may provide process and subject matter advice at senior levels

• Works independently as the senior technical lead and guides others within area of expertise

Education & Experience:

• Undergraduate degree

• 5+ years of relevant experience

• Accounting designation preferred

Customer Accountabilities:

• Conducts regular, ongoing analysis, evaluation and review of business performance and initiatives against established reference points (e.g., plan, prior year, business cases) as directed

• Provides advice and guidance to Finance Management and/or business partners and appropriate stakeholders on a range of finance accounting/reporting or operational processes

• Applies understanding of respective business strategies to produce relevant and meaningful data analysis and materials to support the creation and maturation of business goals and objectives

• Develops analysis and proper dashboards to illustrate business trends and identifies areas of business opportunities

• Coordinates and/or consolidates financial information needs/requests among various parties (e.g. business Finance Teams, other stakeholders, external parties/regulators/auditors and/or centralized Finance

• Acts as a key resource to the business or functional unit by providing relevant and meaningful financial information/data /guidance on specialized procedures and/or issues (e.g. tax, accounting principles, reconciliation/reporting/financial controls/finance processes etc.)  

• Identifies variances and contributes to the analysis, due diligence and execution and/or implementation of potential initiatives, acquisitions and/or business re-structures within defined area of responsibility                                                                      

• Contributes and works with FinOps or Specialized Finance teams to provide input and feedback on enhancing operational activities s (e.g. report production, system queries, process mapping, specialized tracking, analysis and transactional procedural support) where appropriate 

Shareholder Accountabilities:

• Adheres to enterprise frameworks or methodologies that relate to activities for our business area

• Ensures respective programs/policies/practices are well managed, meets business needs, complies with internal and external requirements, and aligns with business priorities

• Identifies and investigates data/analytics related issues

• Consistently exercises discretion in managing correspondence, information and all matters of confidentiality; escalates issues where appropriate

• Ensures business operations are in compliance with applicable internal and external requirements (e.g. financial controls, segregation of duties, transaction approvals and physical control of assets)

• Participates in cross-functional/enterprise initiatives helping to identify risk

• Conducts internal and external research projects; supports the development/delivery of presentations/communications to management or broader audience

• Conducts meaningful analysis at the functional or enterprise level using results to draw conclusions, makes recommendations, assesses the effectiveness of programs/policies/practices

• Monitors service, productivity and assesses efficiency levels within own function and implements continuous process/performance improvements where opportunities exist

• Supports the execution of remediation plans to address performance/risk/governance issues

• Actively manages relationships within and across various business lines, corporate and/or control functions and ensures alignment with enterprise and/or regulatory requirements

• Keeps abreast of emerging issues, trends, and evolving regulatory requirements

• Maintains a culture of risk based management and control, supported by effective processes in alignment with risk appetite

Employee/Team Accountabilities:

• Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues/points of interest

• Provides thought leadership and/or industry knowledge for own area of expertise and participates in knowledge transfer within the team and business unit

• Keeps current on emerging trends/developments and grows knowledge of the business, related tools and techniques

• Participates in personal performance management and development activities, including cross training within own team

• Keeps others informed and up-to-date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities

• Contributes to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices

• Leads, motivates and develops relationships with internal and external business partners/stakeholders to develop productive working relationships

• Contributes to a fair, positive and equitable environment that supports a diverse workforce

• Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally

Physical Requirements:

Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%

• Domestic Travel – Occasional

• International Travel – Never

• Performing sedentary work – Continuous

• Performing multiple tasks – Continuous

• Operating standard office equipment - Continuous

• Responding quickly to sounds – Occasional

• Sitting – Continuous

• Standing – Occasional

• Walking – Occasional

• Moving safely in confined spaces – Occasional

• Lifting/Carrying (under 25 lbs.) – Occasional

• Lifting/Carrying (over 25 lbs.) – Never

• Squatting – Occasional

• Bending – Occasional

• Kneeling – Never

• Crawling – Never

• Climbing – Never

• Reaching overhead – Never

• Reaching forward – Occasional

• Pushing – Never

• Pulling – Never

• Twisting – Never

• Concentrating for long periods of time – Continuous

• Applying common sense to deal with problems involving standardized situations – Continuous

• Reading, writing and comprehending instructions – Continuous

• Adding, subtracting, multiplying and dividing – Continuous

The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.

Who We Are

TD Securities offers a wide range of capital markets products and services to corporate, government, and institutional clients who choose us for our innovation, execution, and experience. With more than 6,500 professionals operating out of 40 cities across the globe, we strive to make every interaction, product and experience remarkably human and refreshingly simple.  Our services include underwriting and distributing new issues, providing trusted advice and industry-leading insight, extending access to global markets, and delivering integrated transaction banking solutions. In 2023, we acquired Cowen Inc., offering our clients access to a premier U.S. equities business and highly-diverse equity research franchise, while growing our strong, diversified investment bank. 

Together, we are reimagining what banking can be for our clients, colleagues and communities. 

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more
 

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. 

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.  

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.
 

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

TD Bank is an equal opportunity employer.  All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.

If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at USWAPTDO@td.com.  Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.