Fixed Income Structurer
Citi · New York, United States · 1d ago
Citi is looking for an experienced structurer to join its Fixed Income Structuring team, where you will design and deliver innovative solutions for corporate and investor clients across rates and credit. This is a high-impact role at the intersection of client advisory, quantitative analysis, and product development, working in close partnership with sales and trading to bring new ideas and payoffs to market. You will act as a recognized subject matter authority within the team, shaping client strategies and contributing directly to the commercial performance of Citi's fixed income franchise.
Responsibilities
- Structure and price interest rate derivative solutions for institutional clients, balancing client objectives against market risk, counterparty credit risk, funding, and capital considerations.
- Identify commercial opportunities within the space and develop new trade ideas and payoffs in partnership with sales and trading colleagues.
- Model payoff structures and conduct risk and P&L analysis to evaluate and support the delivery of new products through internal approval processes.
- Build customized back-tests and quantitative analysis to support client pitches, transaction decisions, and ongoing portfolio assessment.
- Drive pre-trade and post-sales activity by working closely with institutional sales teams to develop client-ready materials and lead client-facing presentations and meetings.
- Collaborate with Legal, Compliance, Market Risk, Credit Risk, Finance, and Audit functions to maintain robust governance and controls across all structured transactions.
- Assess the risk and reward profile of transactions with integrity, ensuring sound judgement and consideration for Citi's reputation in every business decision.
Required Qualifications & Skills
- 6 to 12 years of structuring experience gained within a financial institution, with a clear focus on fixed income or derivative products.
- Deep technical knowledge of complex derivative products, including their features, risk characteristics, pricing mechanics, and client applications.
- Quantitative and analytical capability, with the ability to model payoffs, run risk scenarios, and draw actionable conclusions from complex data sets.
- Demonstrated ability to translate client needs into structured financial solutions, working collaboratively across sales, trading, and control functions.
- Clear and concise written and verbal communication skills, with the ability to present complex ideas credibly to both clients and internal stakeholders.
- Bachelor's degree or equivalent qualification in a relevant field.
Beneficial Skills & Qualifications
- Experience structuring corporate derivative solutions across both rates and credit, with a track record of client-facing delivery.
- Exposure to securities financing structures such as repo or total return swaps.
- Familiarity with repack structures, particularly in the context of US insurance client mandates.
- Exposure to structured notes, with specific experience in credit linked notes.
- Master's degree or postgraduate qualification in a quantitative or finance-related discipline.
What We Offer
At Citi, you will work alongside experienced professionals in a high-performing team that operates at the forefront of fixed income structuring. This role offers the depth and breadth of a global franchise, with real commercial ownership and the opportunity to develop client relationships across the corporate derivatives space.
- A hybrid working arrangement of 3 days in the office and 2 days working remotely, giving you flexibility alongside team collaboration.
- Exposure to a broad range of structured products and client types, deepening your expertise across rates, credit, and securities financing.
- The opportunity to work directly with senior sales and trading partners, giving you genuine commercial influence within the fixed income business.
- Access to Citi's global network and resources, enabling you to develop ideas and bring products to market at scale.
- Ongoing learning and professional development support to help you grow your technical and client advisory capabilities.
- Competitive compensation and a comprehensive benefits package, including financial wellbeing and family support programs.
Apply now to bring your structuring expertise to one of the world's leading fixed income franchises and help shape the derivative solutions that matter most to Citi's corporate clients.
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Job Family Group:
Institutional Trading------------------------------------------------------
Job Family:
Structuring------------------------------------------------------
Time Type:
Full time------------------------------------------------------
Primary Location:
New York New York United States------------------------------------------------------
Primary Location Full Time Salary Range:
$200,000.00 - $300,000.00
In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.
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Most Relevant Skills
Please see the requirements listed above.------------------------------------------------------
Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.------------------------------------------------------
Anticipated Posting Close Date:
Oct 06, 2026------------------------------------------------------
Automated Processing and AI
We use automated processing, including artificial intelligence, for our legitimate business interests (or our reasonable and appropriate business purposes) to identify and align the candidate's skills and abilities with a specific job opening. Additionally, if you so choose, or consent, we can match your skills and abilities to other suitable roles at Citi.
Importantly, all our hiring processes and decisions, including determining your suitability for a role, are conducted, checked, and decided by individuals. Our automated processing and AI do not involve relying on automatic or autonomous decision-making. Please refer to any Jurisdictional Considerations, with specific provisions for your country (where relevant) for further details.
Illinois residents – AI Notice and Right
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