Compliance Officer – Canada

This position is open to candidates currently residing in CanadaSeniority Level: Mid - SeniorAbout the Position:Whish Money Canada is looking for an experienced Compliance Officer to join our team in Montréal and manage the day-to-day AML/ATF compliance function. The role requires strong hands-on Canadian compliance experience and knowledge of FINTRAC requirements.Key Tasks:Manage and maintain the Canadian AML/ATF compliance programPerform transaction monitoring, investigations and escalationsPrepare and submit FINTRAC regulatory reports, including STRs, LCTRs and EFTRsManage KYC/CDD, PEP/HIO and sanctions screening and ongoing monitoringReview and update AML policies, procedures and risk assessmentsMaintain required compliance records and documentationSupport FINTRAC examinations, audits and effectiveness reviewsMonitor Canadian regulatory developments and requirementsRequirements:5–7 years of Canadian AML/compliance experienceCAMS certificationBilingual in English/FrenchStrong knowledge of FINTRAC and PCMLTFA requirementsHands-on experience in transaction monitoring and regulatory reportingExcellent analytical, investigative and communication skillsLegally authorized to work in CanadaNice to Have:Experience within an MSB, remittance, payments, fintech or financial institutionExperience supporting FINTRAC examinations or effectiveness reviewsTechnical Skills:Experience with transaction monitoring and KYC/AML systemsFamiliarity with sanctions and PEP screening toolsExperience with compliance case management and regulatory reporting systemsGood knowledge of Microsoft Office applications What We Offer:Opportunity to take ownership of the Canadian compliance functionProfessional growth within an international payments and remittance businessCompetitive compensation packageGroup health and insurance benefitsHybrid work arrangementCollaborative and dynamic work environment