Senior Analyst – Financial Institutions Ratings, Denver, CO or New York City, NY

About the Role:

Grade Level (for internal use):

11

About the Role

The Financial Institutions Ratings team at S&P Global Ratings delivers independent credit opinions on banks and securities firms, providing market participants with the transparency they need to make decisions with confidence. The team produces rigorous, criteria-based fundamental research in a fast-paced environment that values analytical integrity, intellectual curiosity, and collaboration. You will join a group where your analytical work carries real market significance and where you can develop deep sector expertise alongside experienced colleagues.

What You'll Do

Impact

As a Senior Analyst covering financial institutions, you will own the credit ratings process for an assigned portfolio of bank and securities firm credits, producing independent, well-supported credit opinions that inform investors, issuers, and the broader market. Your work will contribute directly to the quality and integrity of S&P Global Ratings' coverage of one of the most systemically important sectors in global finance.

Responsibilities

• Lead the full credit ratings process for assigned financial institutions — including quantitative analysis, issuer engagement, committee preparation, and rating publication — within established criteria and analytical frameworks
• Manage ongoing surveillance for an assigned portfolio, conducting fundamental credit analysis and identifying developments that may affect creditworthiness
• Conduct detailed research and analysis on industry topics, including capital frameworks, operational risk, and liquidity risk, contributing to credit insights, peer comparisons, and industry commentaries
• Analyze complex or less clearly defined credit issues, applying sound analytical judgment and available data to identify appropriate approaches and recommendations
• Engage professionally with issuers and internal partners to gather information, communicate analytical views, and support the delivery of high-quality credit analysis
• Share analytical knowledge and provide guidance to junior colleagues, contributing to the knowledge and skill base of the broader team

Compensation/Benefits Information S&P Global states that the anticipated base salary range for this position is $92,000 to $ $153,000. Final base salary for this role will be based on the individual's geographic location, as well as experience level, skill set, training, licenses, and certifications. In addition to base compensation, this role is eligible for an annual incentive plan. This role is eligible to receive additional S&P Global benefits. For more information on the benefits we provide to our employees, please click here.

What We're Looking For

Required Skills and Experience

• An S&P Global employee at this level would typically have 3+ years of relevant experience in credit or equity research, banking, risk management, underwriting, or a related analytical field.
• Demonstrated ability to analyze financial statements, apply accounting concepts, and conduct fundamental credit analysis of financial institutions
• Understanding of fixed income and debt capital markets and their application to credit analysis or research
• Ability to evaluate complex information, exercise sound analytical judgment within established frameworks, and communicate recommendations clearly and effectively
• Proficiency in Microsoft Excel, Word, and PowerPoint for financial analysis and reporting
• English: Fluent (able to conduct meetings, collaborate effectively, and communicate clearly in writing and verbally)

Preferred or Helpful Experience

• FRM (Financial Risk Manager) designation or equivalent risk management certification
• Experience contributing to analytical projects or team initiatives and working effectively across functions
• Experience providing guidance or sharing technical knowledge with junior colleagues
• Experience using coding or programming tools to support financial analysis or data processing
• Demonstrated interest in identifying opportunities to improve analytical processes, quality, or efficiency
• Education: Bachelor's degree or equivalent required. A master's degree or professional certification (such as CFA) is highly valued. We welcome candidates from traditional finance disciplines as well as diverse academic backgrounds that support innovative and critical thinking.

Additional Information

• We require all candidates who reach the final stage of our interview process to attend at least one in-person interview, which is ordinarily at your nearest S&P Global Ratings office. This must be completed before we can proceed to an offer.
• Employees are required to work from the office a minimum of two days per week.

About S&P Global Ratings
At S&P Global Ratings, our analyst-driven credit ratings, research, and sustainable finance opinions provide critical insights that are essential to translating complexity into clarity so market participants can uncover opportunities and make decisions with conviction. By bringing transparency to the market through high-quality independent opinions on creditworthiness, we enable growth across a wide variety of organizations, including businesses, governments, and institutions.

S&P Global Ratings is a division of S&P Global (NYSE: SPGI).  S&P Global is the world’s foremost provider of credit ratings, benchmarks, analytics and workflow solutions in the global capital, commodity and automotive markets. With every one of our offerings, we help many of the world’s leading organizations navigate the economic landscape so they can plan for tomorrow, today.

For more information, visit www.spglobal.com/ratings

What’s In It For You?

Our Mission:

Advancing Essential Intelligence.

Our People:

We're more than 35,000 strong worldwide—so we're able to understand nuances while having a broad perspective. Our team is driven by curiosity and a shared belief that Essential Intelligence can help build a more prosperous future for us all.From finding new ways to measure sustainability to analyzing energy transition across the supply chain to building workflow solutions that make it easy to tap into insight and apply it. We are changing the way people see things and empowering them to make an impact on the world we live in. We’re committed to a more equitable future and to helping our customers find new, sustainable ways of doing business. Join us and help create the critical insights that truly make a difference.

Our Values:

Integrity, Discovery, Partnership

Throughout our history, the world's leading organizations have relied on us for the Essential Intelligence they need to make confident decisions about the road ahead. We start with a foundation of integrity in all we do, bring a spirit of discovery to our work, and collaborate in close partnership with each other and our customers to achieve shared goals.

Benefits:

We take care of you, so you can take care of business. We care about our people. That’s why we provide everything you—and your career—need to thrive at S&P Global.

Our benefits include: 

• Health & Wellness: Health care coverage designed for the mind and body.

• Flexible Downtime: Generous time off helps keep you energized for your time on.

• Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills.

• Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs.

• Family Friendly Perks: It’s not just about you. S&P Global has perks for your partners and little ones, too, with some best-in class benefits for families.

• Beyond the Basics: From retail discounts to referral incentive awards—small perks can make a big difference.

For more information on benefits by country visit: https://spgbenefits.com/benefit-summaries

Global Hiring and Opportunity at S&P Global:

At S&P Global, we are committed to fostering a connected and engaged workplace where all individuals have access to opportunities based on their skills, experience, and contributions. Our hiring practices emphasize fairness, transparency, and merit, ensuring that we attract and retain top talent. By valuing different perspectives and promoting a culture of respect and collaboration, we drive innovation and power global markets.

S&P Global has a Securities Disclosure and Trading Policy (“the Policy”) that seeks to mitigate conflicts of interest by monitoring and placing restrictions on personal securities holding and trading. The Policy is designed to promote compliance with global regulations. In some Divisions, pursuant to the Policy’s requirements, candidates at S&P Global may be asked to disclose securities holdings. Some roles may include a trading prohibition and remediation of positions when there is an effective or potential conflict of interest. Employment at S&P Global is contingent upon compliance with the Policy.

Recruitment Fraud Alert:

If you receive an email from a spglobalind.com domain or any other regionally based domains, it is a scam and should be reported toreportfraud@spglobal.com. S&P Global never requires any candidate to pay money for job applications, interviews, offer letters, “pre-employment training” or for equipment/delivery of equipment. Stay informed and protect yourself from recruitment fraud by reviewing our guidelines, fraudulent domains, and how to report suspicious activityhere.

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Equal Opportunity Employer

S&P Global is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, military veteran status, unemployment status, or any other status protected by law.  Only electronic job submissions will be considered for employment.  

If you need an accommodation during the application process due to a disability, please send an email to: EEO.Compliance@spglobal.com and your request will be forwarded to the appropriate person.  
 
US Candidates Only: Know Your Rights: Workplace discrimination is illegal

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202 - Middle Professional (EEO Job Group) (inactive), 20 - Professional (EEO-2 Job Categories-United States of America), RATNGS202.2 - Middle Professional Tier II (EEO Job Group)