Credit Risk Finance Consultant

Cons Fin Analysis - FF07BE

We’re determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals – and to help others accomplish theirs, too. Join our team as we help shape the future.   

This Finance Consultant level role resides in Credit Risk within the Chief Underwriting Office organization. The primary responsibilities of the role include conducting comprehensive credit and financial statement reviews for new and renewal customers with loss sensitive programs to assess creditworthiness and financial strength for each account. The position requires process-improvement and technology-driven mindset, including extensive use of AI tools and solutions. The consultant will engage directly with business partner leaders and underwriters across National Accounts, Captives, Construction, Y-Risk, Middle Market, and Energy. The role will incorporate loss-sensitive driven collateral needs and management.

Primary Job Duties:

• Perform financial and credit reviews, utilizing financial statements, footnotes, and supporting materials for prospective and renewal accounts, to assess the financial strength and creditworthiness of each large deductible, loss-sensitive account.
• Partner with Middle and Large Business practice leaders and underwriters to support business objectives and goals to achieve top-line and bottom-line growth.
• Drive department objectives to enhance processes, increase efficiency, while leveraging technology and AI-enabled solutions.
• Develop a strong understanding of workflows and concepts related to loss-sensitive insurance programs including the various types of collateral solutions accepted for The Hartford’s high-deductible insurance programs.
• Develop a deep understanding of the goals and objectives of private equity sponsors and anticipate the strategic direction of the private equity managers, including the related credit implications.

Job Qualifications:

• Bachelor of Science in Accounting or Finance strongly preferred.
• Excellent communication, presentation, and interpersonal skills.
• Proven ability to interact with senior business partners.
• Strong Microsoft Office suite skillset, including AI products.
• Ability to operate effectively in a fast-paced, time-sensitive environment with competing priorities, driven by insurance quote cycles and deadlines.
• Process-improvement and technology-driven mindset, including leverage of AI tools and solutions.
• High degree of initiative, resourcefulness, and the ability to work independently, as well as collaboratively in a team environment.

Preferred Qualifications:

• 5+ years of experience in accounting or financial analytics, or related discipline, compensation determined based on level of experience.
• Strong knowledge of Generally Accepted Accounting Principles.
• Credit analysis, collateral management, and insurance product knowledge. preferred, but not required.
• Understanding of industry economics and market dynamics.
• Knowledge of large deductible, loss-sensitive insurance programs preferred.

*Posting is open in our Hartford, CT office and will be Hybrid 3 days a week in office*

This role will have a Hybrid work schedule and will have the expectation of working in office 3 days a week (Tuesday through Thursday).

Compensation

The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford’s total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:

$102,800 - $154,200

Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age

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