Regulatory Compliance Assurance Specialist
dLocal · Malta · 2d ago
Why Join dLocal?
dLocal is the financial infrastructure powering global commerce in the world's fastest-growing markets. The biggest companies in the world trust us to unlock growth in 60+ countries across emerging markets—moving money where others see complexity. We don't just process payments; we are architects of payment ecosystems and partners in our customers' expansion. You'll work alongside 1,300+ teammates from 40+ nationalities and tackle global challenges from day one.
Job Description:
We are looking for a highly organised and detailed-oriented Regulatory Compliance Assurance Specialist to join our Regulatory Affairs team. This role is critical in ensuring that the institution’s policies, processes, and business activities meet applicable regulatory requirements, and that emerging risks are identified and remediated in a timely manner.
The successful candidate will play a hands-on role in planning and executing compliance monitoring reviews, tracking remediation efforts, and contributing to continuous improvements in the compliance control environment. The position offers exposure to a wide range of regulatory frameworks including PSD2, AML/CFT, MiCA, and other sector-specific obligations relevant to a licensed financial institution.
Key Responsibilities:
- Assist with the design, planning, and execution of risk-based compliance monitoring plan and the respective reviews across key business functions.
- Identify, document, and report on compliance weaknesses, control deficiencies, and areas for improvement.
- Monitor and follow up on remediation actions to ensure timely closure of findings.
- Support root cause analysis and thematic reviews to detect trends or recurring issues.
- Maintain comprehensive and audit-ready records of monitoring activities, testing results, and management responses.
- Collaborate with internal stakeholders to support compliance awareness and embed a culture of continuous improvement.
- Contribute to the ongoing development of compliance monitoring methodologies, testing scripts, and reporting tools.
- Assist with the preparation of the internal compliance reports and other reporting obligations to senior management and committees.
- Support the drafting, coordination, and submission of regulatory deliverables to the competent authorities, including periodical returns, questionnaires, and ad hoc submissions.
- Help ensure internal policies and procedures remain aligned with regulatory expectations and reflect legal and business developments.
Requirements:
- Bachelor's degree in Law, Business, Economics, or a related field.
- Minimum of 2 years of experience in a regulatory, compliance or risk, preferably in a fintech, financial institution, or payment services environment.
- Solid understanding of European regulatory frameworks, particularly PSD2, AMLD, MiCA, and associated guidance.
- Excellent organizational and time management skills.
- Ability to work both independently and collaboratively with cross-functional teams.
- Excellent written and verbal communication skills in English; fluency in Spanish or other languages is a plus.
- Flexibility in how you work: We focus on impact and productivity over fixed hours. This means our teams have flexible schedules and, depending on your role and location, you will combine self‑managed focus time with moments of in‑person connection in our collaboration hubs.
- Fintech industry: work in a dynamic and ever-evolving environment, with plenty to build and boost your creativity.
- Referral bonus program: our internal talents are the best recruiters - refer someone ideal for a role and get rewarded.
- Work From Anywhere: Team members can work while traveling for up to 3 months every year.