Senior Investigator, High Risk Team, Anti-Money Laundering Financial Intelligence Unit
BMO · Toronto, Canada · 1d ago
Application Deadline:
Address:
250 Yonge StreetJob Family Group:
Hybrid position
The Senior Investigator, High Risk Team, AML FIU ( Anti-Money Laundering Financial Intelligence Unit) is responsible for conducting comprehensive reviews of higher-risk customers and complex relationships to identify and assess potential financial crime and money laundering risks. The role applies sound judgment, critical thinking, and knowledge of AML requirements to evaluate customer information, transactional activity, and other relevant risk factors.
Key responsibilities include:
- Conduct thorough AML investigations and enhanced due diligence reviews involving higher-risk customers and complex relationships.
- Analyze customer profiles, ownership structures, expected activity, transactional patterns, and supporting documentation to identify potential AML risks or concerns.
- Assess information from internal and external sources and clearly document investigative findings, rationale, and recommendations.
- Identify unusual or potentially suspicious activity and escalate concerns in accordance with applicable AML policies and procedures.
- Complete assigned investigations accurately and within established service-level expectations.
- Prepare clear, concise, and well-supported case documentation that demonstrates sound investigative reasoning and supports the recommended outcome.
- Collaborate with internal partners and stakeholders to obtain information, resolve gaps, and support effective risk-based decision-making.
- Provide guidance and knowledge sharing to investigators and contribute to consistent investigative practices across the team.
- Identify emerging trends, recurring issues, and opportunities to strengthen investigative processes and controls.
- Maintain a strong understanding of evolving AML requirements, financial crime typologies, and internal policies and procedures.
- Support a culture of accountability, quality, collaboration, and continuous improvement.
Qualifications:
- Typically, between 3-5 years of relevant experience and a post-secondary degree in related field of study or an equivalent combination of education and experience.
- Strong AML investigation and enhanced due diligence experience
- Demonstrated analytical and investigative skills
- Ability to assess complex information and make sound risk-based recommendations; strong written and verbal communication skills; excellent attention to detail
- The ability to manage multiple priorities in a deadline-driven environment.
Salary:
Pay Type:
The above represents BMO Financial Group’s pay range and type.
Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group’s expected target for the first year in this position.
BMO Financial Group’s total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: https://jobs.bmo.com/global/en/Total-Rewards
About Us
At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.
As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one – for yourself and our customers. We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we’ll help you gain valuable experience, and broaden your skillset.
To find out more visit us at https://jobs.bmo.com/ca/en.
BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other’s differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.
Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.