Full Stack Principal Engineer (US)

Work Location:

Mount Laurel, New Jersey, United States of America

Hours:

40

Pay Details:

$148,720 - $223,080 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. 

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line of Business:

Technology Solutions

Job Description:

The Full Stack Principal Engineer is a senior, hands-on technical leader responsible for defining system architecture, driving engineering excellence, and delivering scalable, resilient, production-grade solutions. This role partners closely with engineering teams, product leaders, and business stakeholders to solve complex problems, translate strategy into executable designs, and actively contribute high-quality code and automation. 

This role also leads the adoption of AI-first engineering practices, including leveraging machine learning, large language models (LLMs), and agentic architectures to accelerate development, improve system intelligence, and enable autonomous or semi-autonomous workflows across the product lifecycle. 

Overall, the person selected for this role will provide deep technical leadership, domain specialization and expertise, and sets direction in developing and implementing solutions to address emerging business needs and strategies and also advances the overall design architecture and technology capabilities in accordance with industry developments. This role is also influential to Senior Leaders and provides guidance and governance to other technology groups and business areas.

Depth & Scope:

• Recognized as an internal and external expert in specific domain(s) within the organization; Spends the majority of their time on technical issues
• Sets the direction and oversees the work of other IT professionals as assigned on complex, highly-visible engineering projects of significant profile, strategic importance, and enterprise impact to the Bank
• Recognized as an internal expert within the broad engineering field and may have specialized expertise within multiple domains
• Provides consultative and strategic guidance to executive leadership

Education & Experience:

• Bachelor's or Graduate degree
• Strong academic background (e.g., computer science, engineering)  or 15+ years relevant experience

Preferred Qualifications:

• 15+ years of experience in software engineering, architecture, or platform engineering. 
• 5+ years strong hands-on experience with Python and modern AI/ML ecosystems. 
• 5+ years experience with LLMs, generative AI, and AI agent frameworks. 
• Familiarity with vector databases, embeddings, and retrieval-based architectures. 
• 10+ years of experience with cloud platforms (Azure, AWS, or GCP) and DevOps practices. 

Physical Requirements:

Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%

• Domestic Travel – Occasional
• International Travel – Never
• Performing sedentary work – Continuous
• Performing multiple tasks – Continuous
• Operating standard office equipment - Continuous
• Responding quickly to sounds – Occasional
• Sitting – Continuous
• Standing – Occasional
• Walking – Occasional
• Moving safely in confined spaces – Occasional
• Lifting/Carrying (under 25 lbs.) – Never
• Lifting/Carrying (over 25 lbs.) – Never
• Squatting – Never
• Bending – Never
• Kneeling – Never
• Crawling – Never
• Climbing – Never
• Reaching overhead – Never
• Reaching forward – Never
• Pushing – Never
• Pulling – Never
• Twisting – Never
• Concentrating for long periods of time – Continuous
• Applying common sense to deal with problems involving standardized situations – Continuous
• Reading, writing and comprehending instructions – Continuous
• Adding, subtracting, multiplying and dividing – Continuous

The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.

#LI-USTech

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.  

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

TD Bank is an equal opportunity employer.  All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.

If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at USWAPTDO@td.com.  Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.