Field Examination Lead - Asset Based Lending - Vice President
JPMorgan Chase · New York, United States +1 · 11h ago
SeniorOn-siteRisk & Compliance
J.P. Morgan's Global Banking business is one of the largest wholesale banking client franchises in the world. We serve clients, including corporations, governments, states, municipalities, healthcare organizations, education institutions, banks and investors.
Global Investment Banking supports a broad range of corporations, institutions and governments by providing strategic advice, capital raising and risk management expertise.
Global Investment Banking supports a broad range of corporations, institutions and governments by providing strategic advice, capital raising and risk management expertise.
As the Field Examination Lead in the Asset-Based Lending (ABL) Field Examination team, you will promote rigorous collateral and credit risk assessments, collaborate with senior credit leaders, and deliver actionable insights to inform safe and sound growth across the platform.
Job Responsibilities
- Own the full exam lifecycle for assigned transactions: scope and test plan design, staffing and budgeting, fieldwork execution oversight, issue escalation, quality assurance, and final report approval and issuance.
- Apply a risk-based approach to determine exam frequency, depth, and procedures by borrower risk profile, collateral complexity, and portfolio priorities.
- Lead engagements that span a wide range of facility sizes (from under $1 million to more than $1.5 billion) and geographies (United States, Canada, Europe, Middle East, and Africa (EMEA) as well as Asia-Pacific (APAC) with a dedicated international portfolio.
- Lead engagement kickoffs and closeouts with client CFO/Controller/Operations leadership; ensure clear expectations, timelines, on-site logistics, and data requirements.
- Approve final borrowing base testing coverage and procedures for accounts receivable, inventory, and accounts payable; review and sign off on all deliverables.
- Direct teams in analyzing receivables, inventory, payables, and historical performance to validate collateral quality, eligibility, and trends.
- Present key findings, risk implications, and recommendations to credit committees and deal teams; support negotiations on borrowing base structures and covenants.
- Lead and mentor teams of Associates/Analysts and Senior Examiners; set expectations, provide coaching, conduct reviews, and develop talent.
Required qualifications, capabilities, and skills
- Bachelor’s degree in Accounting, Finance, or Economics.
- 8+ years of progressive experience in ABL field examination, collateral audit, public accounting, or credit risk with heavy ABL exposure; proven success leading complex, multi-site exams.
- Experience with international ABL exams for multi-entity borrowers with EMEA/APAC operations, including the ability to identify and clearly communicate jurisdiction and market-specific considerations that can impact collateral eligibility, reporting integrity, internal controls, and borrowing base reliability.
- Deep technical knowledge of A/R and inventory collateral, eligibility rules, ineligibles and reserves, dilution analytics, and borrowing base structures; strong command of ABL loan documentation mechanics and practical implications for testing.
- Demonstrated ability to interface directly with senior client executives and internal stakeholders; skilled at distilling complex findings into clear recommendations and influencing decisions.
- Advanced Excel and data analysis skills; proficiency with ERP reporting and reconciliations; strong written communication with a track record of issuing high-quality reports.
- Project/team leadership experience, including planning, budgeting, prioritization, and performance management in a fast-paced environment.
- Inclusive leadership skills with the ability to collaborate across different groups and regions.
Preferred qualifications, capabilities, and skills
- Professional credentials such as CPA, CIA, or CFE.
- Experience with cross-border ABL practices (Canada, Europe) and multi-jurisdictional collateral regimes; familiarity with Article 9 concepts and inventory consignment/bailee arrangements.
- Exposure to industry-specific collateral risks (e.g., seasonal inventory, perishable goods, contract manufacturing, distributor networks).
- Comfort with data analytics tools and automation to enhance test coverage and efficiency.
About the Team
Our Asset-Based Lending (ABL) Field Examination team safeguards portfolio integrity and supports business growth through high-quality collateral examinations and actionable insights. We partner closely with credit risk, portfolio management, and front-office teams to deliver timely, accurate, and risk-aware field exams.