Analyst - Product Controller
JPMorgan Chase · Bangalore, India · 17h ago
Mid levelOn-siteAccounting & Audit
Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We’re proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions – all while ranking first in customer satisfaction.
Global Finance & Business Management works to strategically manage capital, drive growth and efficiencies, maintain financial reporting and proactively manage risk. By providing information, analysis and recommendations to improve results and drive decisions, teams ensure the company can navigate all types of market conditions while protecting our fortress balance sheet.
Key Responsibilities
- Month-end close & reporting oversight
- Prepare and review month-end close and reporting entries and deliverables, ensuring accuracy, completeness, and timeliness.
- Perform and review variance analysis, identify key drivers, and communicate insights to stakeholders and management.
- Financial, SEC & regulatory submissions
- Support preparation and review of financial reporting and documentation required for internal and external reporting.
- Provide support for SEC and regulatory reporting processes, including coordination, validation, and timely issue resolution.
- Recovery & Resolution / US regulatory support
- Support periodic Recovery & Resolution appendices and other US regulatory submissions, ensuring adherence to governance and documentation standards.
- Systems, controls, and change management
- Review, test, and validate system enhancements impacting financial and regulatory reporting (e.g., SAP/Essbase outputs, upstream/downstream impacts).
- Drive process improvements, strengthen controls, and implement sustainable procedures to reduce operational risk.
- Accounting standards & policy implementation
- Assist with adoption of new US GAAP accounting standards and evolving regulatory requirements; assess impacts and support implementation and reporting updates.
- Stakeholder management & escalation
- Build strong working relationships across Card leadership, Finance, PMs, and control partners.
- Proactively and constructively escalate issues, and present complex topics clearly and concisely to management
Required Qualifications & Experience
- Education: Bachelor’s degree in Accounting (required).
- Experience: 1-3 years in an accounting/controllership environment (internal or external).
- Preferred certifications: CA / CPA / MBA (Finance).
- Domain preference: Prior experience in Controllers within Retail Banking/Card (preferred).
Skills & Competencies
- Strong understanding of US GAAP (preferred).
- Strong analytical capability including variance analysis and ability to synthesize large datasets into clear messaging for leadership.
- Strong problem-solving, critical thinking, and attention to detail; able to operate with appropriate governance and controls mindset.
- Ability to learn quickly, structure an approach, and execute to deliver results in a deadline-driven environment.
- Strong project execution skills; ability to drive deliverables across stakeholders.
- Strong organizational skills and ability to manage multiple priorities simultaneously.
Systems / Tools (Preferred)
- Advanced Excel skills.
- Experience with SAP and Essbase (preferred).
Work Schedule
- Primary shift: 2:00 PM – 11:00 PM, with extension during critical business periods (e.g., month-end, quarter-end, key regulatory deadlines).