Financial Analyst (Accounting Focus)

About Us
Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.

At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world.

Join Visa and do work that matters – to you, to your community, and to the world. Progress starts with you.

Job Description

Job Summary

The Client Incentive Operations team is responsible for the accounting, administration, and compliance oversight of Client Incentive and Merchant Acceptance Incentive agreements. The team ensures contractual obligations are accurately reflected in Visa’s financial records, determines the appropriate accounting treatment in accordance with Visa policies and US GAAP, and supports financial reporting, internal controls, and audit requirements.

This position will play a key role in the accounting lifecycle of incentive agreements across Latin America, ensuring accurate accounting treatment, timely reconciliations, compliance with accounting standards, and support of month-end close activities. The ideal candidate will possess a strong accounting foundation, attention to detail, and experience working in a controlled financial environment.

Visa requires at least 3 days in office. Expectations of these days will be confirmed by your Hiring Manager.

Key Responsibilities

• Manage the accounting administration of Client Incentive and Merchant Acceptance Incentive agreements across Latin America.
• Analyze executed incentive contracts and determine the appropriate accounting treatment in accordance with Visa accounting policies and US GAAP requirements.
• Review contract terms and accounting assessments to ensure accurate interpretation and application of accounting standards.
• Prepare and maintain amortization schedules, accrual calculations, and supporting accounting documentation.
• Record, track, and validate accounting impacts related to incentive agreements, ensuring completeness and accuracy.
• Perform account reconciliations and investigate variances related to incentive balances and contractual obligations.
• Support month-end, quarter-end, and year-end close activities, ensuring all accounting entries are accurately recorded and supported.
• Maintain accurate contract setup and accounting information within ORMB and other financial systems.
• Partner with Accounting, Controllership, Legal, Audit, and Business stakeholders to ensure compliance with contractual and accounting requirements.
• Support internal and external audit requests by providing analysis, documentation, and explanations related to assigned agreements.
• Review ongoing contract performance and assess potential impacts to accounting treatment, accruals, reserves, or amortization schedules.
• Identify opportunities to improve accounting processes, strengthen internal controls, and increase operational efficiency.
• Ensure compliance with company policies, SOX controls, accounting guidelines, and reporting standards.
• Support ad hoc accounting analyses, reporting requests, and special projects as required.

Qualifications

Basic Qualifications

• Bachelor's degree in Accounting.
• Minimum 2 years of relevant accounting experience.
• Fluent in English and Spanish.

Preferred Qualifications

• Bachelor's degree in Accounting required.
• CPA, Chartered Accountant, or equivalent certification preferred.
• 3-5 years of experience in Accounting, Audit, Controllership, Financial Reporting, Revenue Accounting, or Shared Services environments.
• Strong understanding of US GAAP and accounting principles.
• Experience with month-end close processes, journal entries, reconciliations, accruals, and amortization schedules.
• Experience supporting internal and external audits.
• Knowledge of internal controls, compliance, and SOX environments.
• Strong analytical and problem-solving skills with exceptional attention to detail.
• Advanced Microsoft Excel skills, including reconciliation and data analysis.
• Experience with Oracle, ORMB, SAP, or other ERP systems is preferred.
• Excellent verbal and written communication skills.
• Ability to manage multiple priorities in a fast-paced environment.
• Self-motivated with strong organizational and stakeholder management skills.
• Experience working in multinational companies or global shared service environments is preferred.

Visa is an EEO Employer

Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.