Assistant Vice President Branch Asset Specialist- Ludhiana

Job Location- Ludhiana

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Business Descriptor:

Within International Wealth and Premier Banking (IWPB), we serve 41 million customers globally, including 6.7 million who are international, from retail customers to ultra high net worth individuals and their families. We help our
customers to take care of their day-to-day finances and to manage, protect and grow their wealth. Our international network and breadth of expertise enable us to deliver on HSBC’s purpose of opening
up a world of opportunity by providing our customers with borderless banking and world-class wealth management through best-in-class, mobile-first capabilities and exceptional people. Our key areas of operations include Retail Banking and Wealth Management, Asset Management, Global Private Banking and Insurance.

We are currently seeking an experienced professional to join the WPB team.

Principal Responsibilities 

The incumbent will be responsible for facilitation of the asset sales process including customer interface, document completion, interaction on behalf of RMs with builders/societies in case of mortgage cases , discrepancy resolution etc. 

• Would be responsible for Asset Product Disbursal of the region
• Facilitate business – new as well as existing cases – with the branch asset specialists.
• Develop an expert knowledge of customer base, market trends, and competitor activities in order to manage strategic direction
• Engage with builders, brokers and other intermediaries to develop business for the region.
• Daily co-ordination with internal stakeholders such as underwriting, Legal, etc. for pre & post approval activities.
• Provide dedicated back-end support to Branch RMs in the login, approval and disbursal of their applications.
• Interact with senior business managers to identify peer company best-in-class service practices & technologies
• Operational effectiveness: 
• Ensure that discrepancy rates of pre & post approval applications are within acceptable benchmarks
• Ensure nil fraudulent application

Qualifications -

• Graduate/ Post Graduate in any discipline with 4-7 years of relevant experience

Pro-Tip: Familiarity with AI-enabled tools is an advantage.

As an employee, you are required to perform your duties in a professional capacity exercising independent judgement, discretion and decision-making authority in planning, organising, directing work, supervising and appraising the work of team members, as applicable; and taking accountability for delivery outcomes. You will represent the organization with relevant internal and external stakeholders. You will allocate and prioritize work, provide direction and feedback, manage team capacity and leave in line with policy as applicable.

You’ll achieve more at HSBC.

HSBC is committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and opportunities to grow within an inclusive and diverse environment.

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Issued by The Hongkong and Shanghai Banking Corporation Limited, India