VP, Enterprise Risk Analytics

Role Summary/Purpose:

The VP, Enterprise Risk Analytics will provide enterprise-wide analytical leadership, support, and capabilities across the Risk organization. This leader will design and develop advanced analytical tools, techniques, and reporting solutions that generate actionable risk management insights and enable Risk colleagues to identify, assess, monitor, and manage risk more efficiently and effectively. The role will oversee analytical and reporting initiatives, guide the design of analyses and project plans, and translate findings into clear, strategic recommendations. This leader will manage a team of Risk Analytics professionals who support Synchrony’s second line of defense oversight responsibilities and broader risk strategy. Reporting to the SVP, Risk Data Governance, they will engage regularly with executive and senior leadership, as well as cross-functional business partners across the organization. As a people leader, this role is critical to attracting, developing, and retaining top analytical talent; building a strong future talent pipeline; fostering collaboration and cross-training across teams; creating meaningful career pathways; and establishing and executing a team engagement strategy.

Essential Responsibilities:

• Lead a global organization of Risk Analytics professionals and support the planning and execution of oversight activities while providing mentorship, guidance, engagement, career pathing and development opportunities

• Develop enterprise-wide, forward-looking analytics and early-warning capabilities that identify material risk trends, concentrations, interdependencies, emerging risks, and changes in the Company’s risk profile

• Understand, leverage and promote value of data and analytics to create bigger impact and value to the business
• Drive extended usage of analytics and AI to drive more efficiencies and effectiveness within risk management processes and activities (e.g. replace traditional sampling with full file analysis where possible, etc.)
• Lead the AML Analytics arm of the team which drives the use of analytics and full-file testing to strengthen BSA/AML/OFAC compliance, improve data quality and monitoring, and provide senior leaders with insights and solutions that proactively identify and reduce financial crime risk.

• Establish and maintain risk-based standards for the development, documentation, testing, peer review, data lineage, change management, ongoing validation, and quality assurance of risk analytics and critical risk reporting.

• Develop, present, and explain the value and vision of proposed solutions to cross-business senior leaders and stakeholders

• Lead the continuous risk monitoring program, including the development and maintenance of forward-looking indicators, risk metrics, thresholds, trend and concentration analysis, dashboards, visualizations, and escalation protocols that provide timely insight into changes in the Company’s risk profile

• Contribute to and drive agile developments and enhancements to our system platforms enabling the organization to connect more data to the point of decision
• Proactively look for and identify opportunities across Synchrony to construct and implement integrated risk analytics solutions 
• Provide thought leadership in various initiatives/projects
• Promote innovation and support the team from ideation to execution
• Offer new ideas and approaches to enable Enterprise Risk Analytics team to fully realize its potential and provide even greater contributions to Synchrony and Risk organization
• Partner with other Analytics/Functional leaders outside of Risk (e.g. Ops, Credit, Growth, etc.) to identify and apply best practices both from Synchrony and other external companies related to use of analytics in general, tools, processes, talent/career management and overall integration with other teams
• Drive Risk Transformation including supporting automation, standardization, and cycle-time reduction through advanced analytics and improvement of data infrastructure
• Perform other duties and/or special projects as assigned

Qualifications/Requirements:

• Demonstrated experience leading analytical teams and providing risk insights, effective challenge, and strategic recommendations to senior management and governance forums

• Demonstrated technical knowledge of analytical methods, programming environments, data visualization, data architecture, and AI-enabled analytics sufficient to direct technical teams, evaluate analytical approaches, and challenge methodologies and results.

• Bachelor’s Degree in a STEM related or Business field AND 7+ years’ experience managing and leading analytical teams in a consumer credit/risk analytics role; OR, in lieu of Bachelor’s degree, 10+ years’ experience leading analytical teams in consumer credit/risk analytics role; OR 10+ years in leading Model development or validation
• Ability and flexibility to travel for business as required

Desired Characteristics:

• MBA or Master’s degree in a STEM field
• Demonstrated ability to manage multiple projects, organize workflow and timelines
• Solid understanding of the consumer credit lending lifecycle and card programs
• Advanced reasoning skills in conjunction with an intimate understanding of how our strategy systems work and how their outflows tie into the data warehouse
• Ability to influence and communicate at all levels of the organization
• Elevated aptitude in deciphering and interpreting analytical documentation and criteria and the ability to translate that into independently created logic
• Exemplary communication skills with impact and influence
• Intermediate EXCEL skill set

Grade/Level: 14

The salary range for this position is 150,000.00 - 250,000.00 USD Annual and is eligible for an annual bonus based on individual and company performance.

Actual compensation offered within the posted salary range will be based upon work experience, skill level or knowledge.

Salaries are adjusted according to market in CA, NY Metro and Seattle.

Our Way of Working:

We’re proud to offer you flexibility. At Synchrony, our way of working allows you to have the option to work from home near one of our Hubs or come into one of our offices. You will be required to commute to your nearest Hub (either virtual or physical) for in-person engagement activities such as regular business or team meetings, training and culture events. 

*Field Sales and some Commercial team roles may have varied location requirements based upon partner obligations or preferences.

Eligibility Requirements:

• You must be 18 years or older

• You must have a high school diploma or equivalent

• You must be willing to take a drug test, submit to a background investigation and submit fingerprints as part of the onboarding process

• You must be able to satisfy the requirements of Section 19 of the Federal Deposit Insurance Act.

• New hires (Level 4-7) must have 9 months of continuous service with the company before they are eligible to post on other roles.  Once this new hire time in position requirement is met, the associate will have a minimum 6 months’ time in position before they can post for future non-exempt roles.  Employees, level 8 or greater, must have at least 18 months’ time in position before they can post.  All internal employees must consistently meet performance expectations and have approval from your manager to post (or the approval of your manager and HR if you don’t meet the time in position or performance expectations).

Legal authorization to work in the U.S. is required.  We will not sponsor individuals for employment visas, now or in the future, for this job opening. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status. 

Our Commitment:

When you join us, you’ll be part of an inclusive culture where your individual skills, experience, and voice are not only heard – but valued. Together, we’re building a future where we can all belong, connect, and turn ideals into action. More than 50% of our workforce is engaged in our Employee Resource Groups (ERGs), where community and passion intersect to offer a safe space to learn and grow.

This starts when you choose to apply for a role at Synchrony. We ensure all qualified applicants will receive consideration for employment without regard to age, race, color, religion, gender, sexual orientation, gender identity, national origin, disability, or veteran status. We’re proud to have an award-winning culture for all. 

Reasonable Accommodation Notice:

• Federal law requires employers to provide reasonable accommodation to qualified individuals with disabilities. Please tell us if you require a reasonable accommodation to apply for a job or to perform your job. Examples of reasonable accommodation include making a change to the application process or work procedures, providing documents in an alternate format, using a sign language interpreter, or using specialized equipment.

• If you need special accommodations, please call our Career Support Line so that we can discuss your specific situation. We can be reached at 1-866-301-5627.   Representatives are available from 8am – 5pm Monday to Friday, Central Standard Time

Job Family Group:

Risk Management