Lending & Transactional Products Specialist
Intesa Sanpaolo · Tirane +1 · 3d ago
Intesa Sanpaolo Bank Albania, part of the Intesa Sanpaolo Group, is a leading bank in the country offering quality banking services, financial solutions, innovative products and services to corporate, institutional and high net worth clients, small and medium businesses and individual customers. We encourage a growth style that is attentive to sustainable results and creating a process based on trust that derives from customer and shareholder satisfaction, a sense of belonging on the part of our employees and close monitoring of the needs of local communities. We compete in the market with a sense of fair play and are ready to cooperate with other economic entities, public and private, whenever necessary, strengthening the overall capacity for growth and expansion in the local economy. Intesa Sanpaolo Bank Albania has a network of 35 branches in different cities of the country and will continue to expand strategically following closely the economic development of Albania.
Scope and Purpose
This position involves activities related to the development, enhancement, management and optimization of the transactional offer for individual customers, with a focus on accounts, packages, payment services and related terms and conditions, to meet customer needs and support business growth.
Main Responsibilities:
- Develop new transactional products and solutions and update existing products/services in line with the business strategy of the Bank and the Group;
- Manage and update the portfolio of accounts, packages and transactional services in cooperation with the relevant structures of the Bank and the Parent Company;
- Contribute to the implementation of projects, regulatory requirements and Group initiatives impacting the transactional offer, coordinating the relevant internal and external stakeholders;
- Develop commercial proposals, campaigns and initiatives aimed at increasing activation and usage of transactional products, in cooperation with CRM, Branch Network, Digital Channels and Corporate Communications;
- Contribute to the definition of the sales strategy and business plan for the transactional offer in line with the objectives of the Bank and the Group;
- Monitor transactional product performance, customer usage, revenues, costs and profitability, and propose improvement actions;
- Contribute to the definition and updating of Terms and Conditions, fees, commissions, packages and preferential proposals related to the transactional offer;
- Prepare business analyses, functional requirements and product specification documents for new products and enhancements to existing products/services, and support testing and go-to-market activities;
- Prepare and monitor periodic reports on transactional offer performance, customer and market trends, and support internal, Group and regulatory reporting as required.
Main Requirements:
- University degree in Business Informatics, Finance, Business Administration, or a related field;
- Strong data analysis skills
- Ability to interact effectively with people and to work independently;
- Very strong communication skills;
- Very good proficiency in Microsoft Office, particularly Excel and PowerPoint;
- Very good knowledge of the English language.
The applicants should submit:
- A detailed Curriculum vitae
- Motivation letter
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