Intern Integrated and Credit Risk Governance, Risk Management

• Support the implementation and ongoing maintenance of Credit Policies.
• Assist in the preparation of regular and ad‑hoc portfolio analyses related to credit policy updates and lending process changes.
• Contribute to credit risk lending process improvements, including documentation and process optimization initiatives.
• Support Second Level Control (2LoD) activities, including monitoring and reporting.
• Participate in the testing and validation of changes to the Underwriting system.
• Monitor and analyze lending process performance, identifying potential areas for enhancement.

UniCredit is a pan-European leading commercial bank providing best-in-class solutions and services across Italy, Germany, Austria, and Central and Eastern Europe. Our Vision is to be the Bank for Europe's Future. Our Purpose is to Empower Communities to Progress, delivering the best-in-class products and services for all stakeholders, unleashing the potential of our people and our clients across Europe. We serve over 20 million clients, supported by three Group product factories — Corporate, Individual and Payment Solutions — that ensure best-in-class expertise and scalable solutions across all markets. Our integrated model combines local proximity, deep client understanding and Group-wide capabilities, enabling seamless service and outstanding client experience. Digitalisation, operational excellence and a strong commitment to ESG principles underpin our journey, helping us deliver sustainable long-term value for clients, communities, employees and shareholders. Our shared Culture unites our people across all countries, empowering teamwork, driven execution and ambition through Ownership, Integrity and Caring.